Assistant Vice President, Senior Credit Analyst
Current- Analyzes personal and business financial information during underwriting to present new or renewal credit requests.
- Understands proper loan structures and conditions for commercial real estate including multifamily, retail, condominium, office, medical, and commercial construction.
- Underwrites complicated commercial loans including Note-on-Note, Participations, Guidance Lines of Credit, and Letters of Credit.
- Gathers market data to understand current real estate trends in the New York Metro Area and Florida.
- Examines appraisals, Plan and Cost Reviews, environmental reports, and 3rd party information in order to determine the creditworthiness of a proposed real estate loan.
- Works with executives, loan officers, and credit officers during the entire underwriting and approval process.