I work closely with both individuals and small companies to develop client focused financial plans for:savings, retirement, insurance and investments. I am enthusiastic to work with clients to set and achieve realistic financial goals. Succeeding to reach a client’s goals is done through a planning process that is informative, strategic and diversified. I offer a wide range of financial services including: life, disability, and critical insurance, tax effective and diversified investment planning.My passion for helping my clients reach their goals has fueled my interest in specialty finance areas. The specialty financial services I offer include:• Minimize Taxation• Maximize Estate Value• Tax Efficient Corporate Investing• Wealth Transfer StrategiesI am truly an independent financial consultant offering independent advice, with various products, from multiple companies. This can assure you that I can competently meet your needs without the hassle of the intimidating retail bank scene.