As Head Of Cards and Head of Cards Operations associated with Cards Industry for over 20 Years. Worked on Banking Technologies Payment Solutions for its designing, acquisition and Implementation, and extensively worked on all domains of Operations. Successfully Launched and Managed Cards Business, its operations at Multiple Institutions, Including both Proprietary and Int. brands Extensive Working Experience with AMEX, VISA DINERS, Master Card etc. On The Technology side Started Career at American Express as Head Of Systems 1986, As Head of IT Planing & Research and CISO left MCB Bank Ltd, Originally Muslim Commercial bank Ltd. Joined National Bank Of Pakistan (NBP) during 2007, as Head Of Cards, e-Banking & ADC, Currently Working For Consumer & Retail Banking Group, ...........