- Identifying significant risks faced by the organization, including financial, programmatic, operational and reputation risks.- Identifying strategies to address significant risks- Developing risk management plan- Assist National Director and senior management team to establish and communicate the organization's risk management principles, objectives and direction to staff- Assist National Director and the risk management committee to develop and communicate risk management policies, risk appetite level and risk limits - Implement appropriate risk reporting to National Director and risk management committee- Work with management in developing risk mitigation measures to address the key risks and to monitor their effectiveness- Establish risk related policies and procedures, risk metrics, risk reports, key risk indicators, risk control self assessment through communication, training, and risk-based performance management systems- Implement appropriate systems, controls, and reporting to ensure risk can be managed effectively and in a cost-effective manner- Develop and perform internal auditing - Prepare internal audit reports, including recommendations for corrective action or system improvement program planning, budgeting and budgetary control- Lead and coordinate actions to manage fraud and corruption- Ensure that there are robust processes to identify, document, assess and manage the compliance risks - Monitor and regularly assess the appropriateness and adequacy of the organization's internal compliance policies and address any noted deficiencies.

- Develop/Revise/ Maintain operational risk management framework, credit policies, fraud management policy, whistle blowing policy, AML/CFT policy, Business Continuity Plan, TOR of Audit & Risk Committee and TOR of operational risk management committee.- Leading credit underwriting team.- Ensure compliance with internal policies, procedure and external regulatory requirements.- Leading risk department to ensure the effectiveness of enterprise risk management.- Develop/revise/maintain risk register, risk control self-assessment, risk appetite statement and risk heat map.- Leading delinquency management and the quality of portfolio management.- Leading collection team to maximize recovery.- Prepare and present Audit and Risk Committee’s report.- Conducting risk management trainings for staff.- Managing operational issues- fraud, misconduct, customer complaint, staff conflict.

- Develop/Revise/ Maintain operational risk management framework, credit policies, fraud management policy, whistle blowing policy, AML/CFT policy, Business Continuity Plan, TOR of Audit & Risk Committee and TOR of operational risk management committee.- Leading credit underwriting team.- Ensure compliance with internal policies, procedure and external regulatory requirements. - Leading risk department to ensure the effectiveness of enterprise risk management.- Develop/revise/maintain risk register, risk control self-assessment, risk appetite statement and risk heat map.- Leading delinquency management and the quality of portfolio management.- Leading collection team to maximize recovery.- Prepare and present Audit and Risk Committee’s report.- Conducting risk management trainings for staff.- Managing operational issues- fraud, misconduct, customer complaint, staff conflict.

Develop, implement, and evaluate risk management concepts, standards and procedures.Establish risk management framework, risk appetite statement and risk related report.Establish and Regular update on risk register and risk heat map.Building risk function to be reliable and efficient to support systematic and effective enterprise risk management in organization.Conducting regular internal and external risk assessmentEstablish and Maintain risk related tools, documents, systems and update them if necessaryAssist senior management team in identifying, assessing and mitigating significant risks.Prepare and present risk report to Risk, Asset, Liability management committee and Board Audit & Risk committee.Analyse and assess all risks of new projects and plan actions to mitigate those risks.Review all risk register forms from departments and branches and alert senior management team with the high risks.Develop early warming indicators for relevant departments.Building risk awareness for staff and organization by delivering formal trainings and workshops.Ensure Security Risk Assessments, Country Risk Rating and Core Security Requirement standards, processes and procedures are implemented.Ensure that the organization has a Crisis Management Plan for all functions and offices, which is updated at least annually.Provide input and support to management in crisis situation and critical incidentsSeek to develop a culture of security awareness and monitor staff compliance.Ensure that all security incidents are reported.Conduct relevant safety and security trainings as required.Develop the compliant checklists for all required and relevant departments and its operation.Monitor and update the changes of laws and regulations related to MFI business, and inform/notify the related department.Take a lead in implementation of AML/CFT, Fraud management Policy.Follow up to ensure all departments to be compliant with internal and external policy and procedure.

Develop, implement, and evaluate risk management concepts, standards and procedures.Establish risk management framework, risk appetite statement and risk related report.Establish and Regular update on risk register and risk heat map.Building risk function to be reliable and efficient to support systematic and effective enterprise risk management in organization.Conducting regular internal and external risk assessmentEstablish and Maintain risk related tools, documents, systems and update them if necessaryAssist senior management team in identifying, assessing and mitigating significant risks.Prepare and present risk report to Risk, Asset, Liability management committee and Board Audit & Risk committee.Analyse and assess all risks of new projects and plan actions to mitigate those risks.Review all risk register forms from departments and branches and alert senior management team with the high risks.Develop early warming indicators for relevant departments.Building risk awareness for staff and organization by delivering formal trainings and workshops.Ensure Security Risk Assessments, Country Risk Rating and Core Security Requirement standards, processes and procedures are implemented.Ensure that the organization has a Crisis Management Plan for all functions and offices, which is updated at least annually.Provide input and support to management in crisis situation and critical incidentsSeek to develop a culture of security awareness and monitor staff compliance.Ensure that all security incidents are reported.Conduct relevant safety and security trainings as required.