Saba H. Kazmi Email and Phone Number

In this role, I provided financial leadership to drive strategic decision-making, enhance organizational performance, and improve profitability. My responsibilities included evaluating key performance indicators (KPIs), analyzing financial operations, and implementing business systems, strategies, and processes. I conducted financial analysis to support project leaders, articulating the financial impact of business decisions on costs and providing retrospective analysis. Additionally, I presented financial proposals tailored to client requirements and transferred forecast data into Oracle Project Financials (OPF).I facilitated meetings with project leaders to discuss forecast assumptions, making necessary adjustments as part of the project approval process. Each quarter, I analyzed actual vs. forecast data and presented variance explanations to project leaders and senior management. As a central point of contact for the Finance team, I handled all project-related inquiries, including client-driven deliverables.Key achievements:* Generated over $15M in revenue by initiating a plan for clients with a history of late payments, improving payment schedules, and securing future contract renewals.* Led process improvements, reducing turnaround time for accurate reporting through cost reviews.* Increased profit margins by identifying and eliminating unnecessary costs across core client portfolios.* Recovered over $500K in late payment penalties.* Added over $400K in revenue by billing 15 overlooked projects that had not been invoiced for over six months.

During my tenure, I managed end-to-end new trade service deals. Collaboratedclosely with client/RMs/Product Management/Legal to get all legaldocumentation requirements completed for trade service product offering.One of my key roles was to update the client with all the necessarydocumentation information to meet Trade legal requirements. I liaised withcustomer/legal/trade advisory/correspondent banks/branches on review ofguarantee texts and protective wordings where necessary. I worked with theOperations) entitlements teams to set up the client on required systems(such as Citidirect/Corporate SWIFT, and provide/arrange system training.Based on my progressive industry-related experience, I resolvedinternal/external clients on system and transaction queries. Monitored allpending deals/transactions to to view status of the transactions. Besidesthat, I delivered trainings to new members of the team to improve theirperformance.A small section of my achievements is stated as follows:• Acquired key clients previously managed by manager within three months ofemployment.

Through comprehensive financial support, I ensured accurate reporting of allEuropean and Global EPS (European Print services) contract profit and lossstatements at country level for Xerox Europe. I successfully provided themonthly P&L analysis to Client Delivery Management. Involved in monthlycalculations of accruals and deferrals for all supported EPS account across6 countries. (Denmark, Finland, Italy, Norway, Netherlands and Sweden). Ireconciled the assigned country fixed assets register. I worked with countryfinance and service teams to resolve any issues within 30 days. I devisedand implemented financial plan for all EPS accounts and discussingprojections with account managers to ensure accuracy of data. Additionally,performed complete analysis of Bid business case to actual P&L. I acted as apoint of contact for internal and external auditors.Some of my contribution to the organisation includes:• Bestowed by top finance partners for executing tasks with accuracy andwithin agreed timelines.• Submitted the annual plan for five countries within two weeks against thetarget of four weeks.

Being a key member of the organisation, I held responsible for workingclosely with the accounts team to ensure a positive customer experience anda maximization of revenue. Using my finance-related expertise, I managedcompany accounts and delivered a highly proactive, reactive, and responsiveaccount management service, and fostered professional relationships withclients. Streamlined processes to improve efficiency and reduce risk. Alongwith that, I delivered hardware technical support for all Xerox Machines.Proposed complex solutions for key customers and influencers. Furthermore,I discussed proposals of change with team leaders.A small section of my achievements comprises:• Selected to help document processes and procedures used by team memberswith the processes team.• Requested to be the go to person by clients for their respective projects.Specific projects would be filtered to me as per client request.

E.N.Forsikring - Insurance sales agent ​October 2008 – October 2009(Denmark – Student Job)​Main Functions: • Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.• Calculate premiums and establish payment method.• Customize insurance programs to suit individual customers, often covering a variety of risks.• Interview prospective clients to obtain data about their financial resources and needs, and to discuss any existing coverage.• Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.• Explain features, advantages and disadvantages of various policies to promote sale of insurance plans.• Confer with clients to obtain and provide information when claims are made on a policy.Main Achievements :Secured 15 new clients within the first week of employment when the target set for me was to secure 5.Won the employee of the month award in my first month of employment due to exceptional selling abilities.