Salman S. Email & Phone Number

Sindh, Pakistan

Pakistan

I help corporate clients gain greater value and maximize their return on investment. My Portfolio include SME, Commercial and Corporates Organizations in various industrial sectors including Consumer goods, Manufacturing, Financial Services and Health Care sector.• Involved in managing corporate accounts in pre-disbursement and post-disbursement activities and offering complete range of corporate lease financing.• Identifying new customers in order to expand business and also facilitate existing clients.• Assessing all funded facilities including their restructuring, thorough research of all credit proposals and presentation of these credits to credit committee in a manner which is clear, concise and addresses the risk issues concerned.• Scrutinizes and examines credit proposals facilities, limits, margins and security structure makes recommendations for senior management and / or respective credit committee.• Management of the proposed lessees / debtors.• Extensive financial analysis for determining the financial risk and commenting on it.• Study of industry through various sources including visits for determining the industry risk

• Credit review of different regions i.e. ( Karachi North , Karachi South , Karachi west and Baluchistan)• Managing asset based corporate portfolio engaged in textile, steel, commodities, Energy sector etc.• Pursued aggressive marketing strategies for induction of fresh clientele in compliance with regulations • Performed timely review & submission of credit proposals post mapping of facilities with clients’ business needs• Ensured credit discipline through strict compliance of risk approvals & transactional formalities• Ensured organic growth of the portfolio through maintaining continuous hand-holding with the clientele and actively pursued in offering them with innovative solutions• Conducted in-depth Financial Statement analysis which included working capital analysis, profitability analysis, capital structure analysis & projecting financial prospects of the business• Conducted in-depth sector analysis and determined the short term & long-term implications of expected/current changes in sector dynamics on sustainability of the organization

Solar Financing kamyab jawan PM YES I have been providing professional services in Meezan Bank as a Product Manager SME Banking My responsibilities as Manager SME Banking & Product Program includes • Development of new products as per SBP schemes and industrial lucrative segments such as • Construction and Development Financing • Solar Financing • Commercial Property Financing • Commercial Vehicle Financing • Commercial Equipment Financing• Kamyab Jawan Scheme Previously as Project Manager of SME Banking in association with International Financial CorporationMy responsibilities as a Project Manager of SME Banking include:• Developing strategies to target new business.• Ensuring credit quality of the portfolio.• Designing /re-engineering SME business practices.• Implementation of IFC SME Banking Model.• Evaluate business attrition constantly, identifying trends and taking corrective measures to reverse the attrition trend along with my team.

Karachi, Pakistan

Karachi

Karachi

I help corporate clients gain greater value and maximize their return on investment. My clients include small and medium companies in various industries including Consumer goods, Manufacturing, Financial Services and Health Care sector.• Involved in managing corporate accounts in pre-disbursement and post-disbursement activities and offering complete range of corporate lease financing.• Identifying new customers in order to expand business and also facilitate existing clients.• Assessing all funded facilities including their restructuring, thorough research of all credit proposals and presentation of these credits to credit committee in a manner which is clear, concise and addresses the risk issues concerned.• Scrutinizes and examines credit proposals facilities, limits, margins and security structure makes recommendations for senior management and / or respective credit committee.• Management of the proposed lessees / debtors.• Extensive financial analysis for determining the financial risk and commenting on it.• Study of industry through various sources including visits for determining the industry risk

Karachi

I help corporate clients gain greater value and maximize their return on investment. My clients include small and medium companies in various industries including Consumer goods, Manufacturing, Financial Services and Health Care sector.• Involved in managing corporate accounts in pre-disbursement and post-disbursement activities and offering complete range of corporate lease financing.• Identifying new customers in order to expand business and also facilitate existing clients.• Assessing all funded facilities including their restructuring, thorough research of all credit proposals and presentation of these credits to credit committee in a manner which is clear, concise and addresses the risk issues concerned.• Scrutinizes and examines credit proposals facilities, limits, margins and security structure makes recommendations for senior management and / or respective credit committee.• Management of the proposed lessees / debtors.• Extensive financial analysis for determining the financial risk and commenting on it.• Study of industry through various sources including visits for determining the industry risk

Karachi

Media Planning, Client Services & Strategic Planning • Assisted Account Directors & Managers on clients like Azm-e-Alishan, American Business Council & PSO • Developed a Communication Plan for Carient Engine Oil • Prepared Media Plans for Burj Bank & Skincare. • Conducted a research on NGOs in Pakistan

majorly deals in billboard printing and standees distribution

Underground metal show presenter and. Producer

Masters In Business Administration, Mba In Marketing And Advertising

Activities and Societies: marketing manager at the management societyMARKETING ELECTIVES:  New Product Development.  Strategic Marketing.

Bachelor In Commerce, B.Com In Accounting And Finance

High School