• Leading the ERM methodology/framework implementation based on COSO framework enforced on ground through a multiyear GRC implementation project.• Accountable under Risk reporting structure to the CFRO.• Managing the secretariat & thereby the overall agenda for the Payconiq Risk Committee (product, finance, compliance, regulatory, IT, security, operation and legal)• Responsible for periodic reporting to the Board of Directors over Risk updates and mandates.• Focus on risk governance frameworks and setting up and monitoring risk policies and procedures,• 2nd Line responsible for managing Business Continuity Reporting/planning and Outsourcing Framework for Payconiq including but not limited to upkeep of Outsourcing register, outsourcing policy, assisting in Critical vendor notifications & third-party risk management.• One of the central point of contact for coordination with Luxembourgish Regulators CSSF.• Effectively support the risk monitoring activity and ensure risks are addressed, further adapt the policies and procedures to improve the risk domain,• Support the other teams for external certifications, assurance, and audit reports, such as ISO 27001, ISAE SOC reports, PSD2 Audits, coordination of Internal Audit engagements• Manage SIRA and Financial risk frameworks,• Coordinate with Security, Legal and Finance effectively to conduct vendor and partner risk and security assessments and manage risks arising from working with third parties,• Engage with business customers by helping their yearly risk assessment activities,• Perform and orchestrate product feature risk assessment,• Create risk awareness within the company and train people.

• Responsible for the facilitating Risk Control Self-Assessments for new product launches in the branch offices of Belgium, Germany, and Spain.• Responsible for monitoring the KRIs for the local Dutch branch of the bank.• Responsible for Third Party risk assessments.• Second line responsible for Key Control testing and project management team for Triodos’s ISAE 3402 Type II annual audit.• Facilitate the gap assessment and compliance level monitoring against the EBA Outsourcing and IT Risk and Security guidelines for Triodos group

• Performed IT audit testing procedures on the defined internal controls on IT infrastructure and application management at major financial institutions in Hague and Amsterdam.• Responsible for auditing DGS reporting for two of the big banks.• Involved in control testing as part of ISAE 3402 reporting at an asset management organization within the Dutch market. • Experience in designing and performing testing procedures based upon a COBIT control framework at Netherland’s largest insurance company.• Gained extensive experience of auditing organizations using Agile methodologies and Cloud based platforms.• Supporting the German Partner in Operational aspects of (highly automated; data analytics driven) IT audit for Europe’s largest home appliance manufacturer located in Munich with IT landscape involving 13 SAP R3 installations.• Responsible for audit testing of three data migrations from R3 to S4 HANA implementation.• Core member of the primary audit team located in Munich responsible for global reporting to the component teams across 120 countries.• Responsible for annual SOX audit of the Germany based subsidiaries of the US Computer tech giant.

At W+B, I was working with clients from various industrial sectors like manufacturing, construction, engineering and consultancy, along with Ministry of Infrastructure and Environment of Netherlands and Government of India on strategic business development project. This project has given me the opportunity of liaisoning between the Dutch industrial consortium (PIB) and knowledge institution like Rijkswaterstaat with the Indian Government. This research aimed to come up with investment strategies for these companies for the Indian market. The project was carried out in three stages during a period of 6 months of which two stages will be covered during the visit to India. During the third stage, the field results were analyzed in Netherlands and investment strategies were derived