IMPS,UPI,ASBA,Neo Banking, Debit Card Operations, Credit card Operations,BBPS,Digital Collection ,Reconciliation and Settlement,

Bulk Payments Processing Gateway - Automated Clearing House (ACHDebit and Credit), Electronic Clearing Service (ECS), Aadhar PaymentsBridge (APBS), Direct Benefits Transfer LPG (DBTL), Bharat Bill PaymentSystem (BBPS) and Payment Gateway Integration with different serviceproviders.Designing accounting flow for better control and reconciliation.Write SOP to be followed across bank branches.Implemented and developed operational standards, policies andprocedures

Implemention of electonic payment productsRegulatory Reporting, Audit & Compliance, Merchnat Acquirng, Issuing, Risk Assessment

Online Operations

Handling wholesale Banking Operation at Bhubaneswar Service Branch.Description:Handles CMS, Clearing, RTGS, NEFT, ECS (Both for Sponsor & Destination Bank).Nostro A/c ReconciliationAccountable for Audit ComplianceWorking NSDL Demat module.Handles Cheque Printing of CMS customers.Responsible for Customer QueryWorks in DVU (Document Verification Unit) for Account opening of Retail Branches.Retail asset operation.Branch operation.Daily RBI figure reporting to treasury dept.Corporate Client management.Retail Branch Operations. Issue of LC, BG, Bill Discounting, Bill Discounting, Export Bill collection, FEMA Act,UCPDC, FEDAI, Remittance, SWIFT, Fund Transfer.

spearheading efforts across Finacle software and looking after functions such as Clearing, ECS.. Handling RTGS & NEFT.. Accountable for generating report on Finacle and daily checking with the vouchers.. Working on CDSL Demat Module.. Instrumental in cross selling to existing customers.. Utilizing market information & personal network to develop marketing intelligence for generating leads. Evolving market segmentation & penetration strategies to achieve targets.. Managing customer centric banking operations, forwarding customer instructions to the concerned department & ensuring customer satisfaction by achieving delivery & service quality norms.. Liaison with clients for understanding their requirements & suggesting the most viable solution and cultivating relations with them for customer retention & securing repeat business.. Manage retail Loan, working capital, home loan portfolio of the branch.. Credit data reporting to CIBIL monthly.. Priority sector lending, DAD a/c monitoring, working capital, NPA a/c reporting to RBI on monthly basis.. Daily large cash deposit and withdrawal reporting to RBI.. Cash retention limit monitoring of branch.. Handling LC, LG, Bank Guarantee, Bill discounting.