Responsible for the full range of compliance operations regarding: * Independent 3rd party sub-adviser due diligence reviews. * Daily trade surveillance of fee-based internal-adviser managed discretionary accounts. * Employee personal securities trading analysis. * Enterprise technology evaluation team.Won recognition by upper management as being well written and comprehensive. Adapted and implemented a Sub-Adviser Due Diligence Scoring Model based on a scalable point system which grades both qualitative and quantitative factors.Created, developed and rolled out the implementation of R programming in the quantitative performance evaluation of sub-advisers wherein charts, tables and graphs are liberally utilized.Received management acclaim for thorough transaction notations and the attachment of supporting documents such as account activity analyses and copies of email correspondence.Participated in implementing enterprise technologies such as e-documents and e-signature, generating financial adviser (FA) time savings plus shortening the turnaround time of obtaining signed documents from clients, aggregately estimated to improve top-line revenue by $1M annually.

Financial Adviser responsibilities and duties included the following: * Completing a new client profile and worksheet (information gathering & discovery). * Administering a Risk Tolerance Questionnaire. * Conducting discussions with the client of his/her tested risk tolerance, risk aversion, and risk capacity. * Constructing an asset allocation plan, based on the aforementioned information. * Determining the best strategy to implement the asset allocation plan. * Drafting and developing an Investment Policy Statement (IPS). * Implementing the agreed upon investment strategy in accordance with the IPS. * Monitoring the portfolio and evaluating performance.- Selected to serve a client base consisting of institutional to high net worth individuals wherein commission/fees averaged $400K annually over the approximate 18 year period.- Won over 500 accounts, demonstrated experience serving affluent client needs through outstanding relationship management skills, solid financial product knowledge and proven sales skills.- Demonstrated ability in client management, advisory, and generating sales which included a broad background in retirement products.- Searched-out and implemented advisory tools such as: Morningstar Advisor Workstation, Sungard AllocationMaster, & FinaMetrica Risk Profiling tools. Continually searched for better and/or improved technologies for risk tolerance assessments and portfolio construction.

In the United States, the Financial Industry Regulatory Authority (FINRA) is a non-governmental private corporation which serves as a self-regulatory organization (SRO). FINRA is the successor to the NASD and the regulatory body of the NYSE. With approximately 3,400 employees, it operates under the auspices of the SEC and is headquartered in Washington D.C. * Successfully served on approximately eight panels over the years ranging from a broker employment dispute to an underwriting fee dispute to the more typical unsuitability complaint by the customer against the broker. * Clinically observed and participated in the inner workings of the industry's grievance process giving the uncommon perspective of both the claimant and the respondent.

This outside business activity (OBA) is classified as forensic accounting. With no more than one to three employees, the enterprise is normally hired by the plaintiff attorney, who represents the investor, in an action against the broker. * Calculated market losses of disgruntled investors in their process of filing a complaint against their registered representative. * Damage analysis can include various methods from the "net out-of-pocket" to the "well-managed account". * Negotiated settlements prior to the scheduled hearing. * Successfully calculated damages on an estimated 400+ accounts, and have testified as an expert witness for the claimants on 8 occasions over the 14 year period.

AmSouth Bancorporation was a regional bank holding company headquartered in Birmingham which merged with Regions Financial Corporation in 2006. Prior to the merger, AmSouth operated over 600 branches across the southeast, employed 12,296 with total assets of $38.6B (2001).Client base included non-financial institutions, corporations and high net worth individuals. * Significantly succeed and surpassed management's revenue targets from 1984 - 1995, wherein gross annual production averaged $500K to $600K. * Quickly promoted from a brand new rep to a seasoned bond account executive notably weathering the storms of Black Monday (October 19, 1987) and the recession of 1990.

* Received a direct commission into the USNR, May 1983, as an Ensign.* Studied at the Supply Corps School in Athens, GA on at the University of Georgia.* Awarded in December 1985, an Honorable Discharge as a Lieutenant.