Saheed Badmus Email & Phone Number

Nigeria

Lagos, Nigeria

• Develop and obtain approvals for all credit related policies, product papers, approval limits and related requirements for the proper working of a credit risk management unit• Review and provide feedback about the completed loan application form on any missing or unclear documents in the application thereby ensuring all required supportive documents for the credit analysis have been submitted• Conduct credit evaluation/ analysis for individual, retail and MSME clients and make appropriate recommendation in line with credit policy • Ensure proposed facility are structured appropriately in line with Shariah, transaction dynamics, repayment structure and customer’s cashflow.• Ensure compliance to target market, risk acceptance criteria and overall Credit policy• Conduct Risk Rating and Credit scoring for all loan request• Conduct financial and non-financial business analysis on proposed request and interpret generated financial ratios/ performance indicators• Review of Credit portfolio for sustained quality, performance and compliance with approved terms and conditions as well as Credit policy• Recommend credit for final approval, follow-up with the required authorizers to ensure request are approved timely and communicate approval to market facing units• Ensure that all pre-disbursement conditions are met• Ensure that limits are monitored; maturing repayments and all receivables on accounts are collected• Identification of credit related early warning signals and flagging likely problems before they crystallize e.t.c

Oshogbo, Osun, Nigeria

• Policy formulation for organizational growth• Staff coordination• Office management• Coordination and writing of minutes of meetings• Advising the executives on important matters• Investment, financing and other policy(s) implementations• Ensuring compliance with Government regulations at all times• File management• Coordination of programmes, seminars, trainings e.t.c• Booking of ticket for executives• Preparation of financial statements• Advising the executives on financial matters• Payment of staff salaries & allowances• Managing of I.C.T Centre, Shariah Court and Osun State Muslims' affairs• Record keeping • Petty cash management• Bank reconciliation• Relationship with regulatory agencies on behalf of Osun State Muslim Community e.t.c.

Katsina, Katsina State

• Develop and manage a team of well-trained, focused and motivated Banking Services staff;• Manage centralized credit processing and account opening functions to ensure efficiency, quality and control over loan creation and completeness of Know Your Customer (KYC) / Anti-Money Laundering (AML) activities;• Define and implement new policies and procedures for Banking Services in support of product development/refinement or upon introduction of new technologies and delivery channels;• Analyze operational risks, procedures, work flow and controls on an ongoing basis for continual improvement of operational systems;• Safeguard customer data and protect against fraud through management of authorization levels and access rights;• Develop and maintain sufficient business continuity plans to ensure service delivery in the event of minor or major incidences & escalation of service exceptions as needed; • Branch co-ordination• Reconciliation of bank statements• Set comprehensive goals for performance and growth• Establish policies that promote company culture and vision• Oversee daily operations of the bank and the work of executives (IT, Marketing, Sales, Account & Finance e.tc.)• Lead employees to encourage maximum performance and dedication• Evaluate performance by analyzing and interpreting data and metrics• Write and submit reports to the CEO in all matters of importance• Render monthly CBN and other regulatory agencies’ financial returns• Act as an authorized signatory of the bank with the CEO • Staff salary payment & other staff matters• Compliance with Government agencies e.g. FIRS, NSITF, PENCOM e.t.c.• Participate in expansion activities (investments, acquisitions, corporate alliances etc.)

Ilorin, Kwara, Nigeria

* To engage companies and other corporate organizations on a continuous basis for acquisition opportunities in Personal and Business banking.* To execute robust relationship management techniques that would ensure optimum customer retention.* To identify opportunities in markets, Co-operative Societies/Associations/Union and engage market associations and representatives of these Co-operatives/associations for acquisition.* To coach and guide team of Direct Sales Agents(DSAs) towards sales achievement.*To relate well with operation staff to ensure minimal Turn Around Time is achieved on account opening.* To assume accountability for delivery of Asset and Liability budgets.* To monitor adequacy of income from fees and commission.* To ensure that customers are assisted at their place of work to open accounts, complete applications and collect relevant documents e.t.c.

Osogbo, Osun State

• Online registration, • Online Data entry,• Internet browsing,• Computer typesetting, • Scanning,• Lamination, • Spiral binding,• Photocopying,• Computer training,• Sales of Star Times Decoders, Recharge cards, installation e.t.c.• Sales of Go TV Decoders, recharge cards, installation e.t.c• Networking • Sterling Bank Agency: account opening, cash deposit, cash withdrawal, transfer, balance checking e.t.c• Consultancy Services.

S/West Nigeria

Head Deposit Unit:Posting of Cash Deposit Collection Of Foreign Currencies (Usd, Gbp,Eur E.T.C.)Posting On Paydirect PlatformPosting On E-Tranzact PlatformPosting On Assurepay PlatformDealing with Special Customers like British Airways, Delta Airlines,Lufthanza, Emirate E.T.C.• TelleringDomiciliary Account Withdrawal (Usd,Gbp,Eur E.T.C.)Western Union PaymentGTMT PaymentCash Withdrawal (Naira)Fund Transfer (Naira & Foreign Currencies)• Domops OfficerGTBank cheque deposit collectionOther Bank cheque deposit collection (Clearing Cheques)Receiving of Caution Notice from other BanksSending of caution notice to other BanksMaintaining income and revenue of the BankLocal Fund Transfers (Transfers within GTBanks’ Accounts)NEFT Transfer (Transfers to other Banks)Filing of documentsBooking of investment (Time Deposits)Liquidation of investment (Time Deposits)Posting bulk transactions Issuing & revalidating of Bank DraftMaintaining & updating registers e.g. Caution Notice Register, Dishonour Cheque Register, Clearing Register, Draft Register, e.t.c.Stamping of E-Dividend Forms for customersBatch checkingLedger reconciliationDealing with any kind of E-Payment e.g. Paydirect, Assurepay,E-Tranzact, Osun State E-tax, e.t.c.• Others:Cash movement e.t.c.

Masters In Islamic Banking And Finance, Islamic Banking And Finance, Distinction

Bachelor'S Degree, Banking & Finance, Second Class

Activities and Societies: DEBATE TEAM Graduated with Honours in Banking and Finance

Associate'S Degree, Banking And Finance, Upper Credit

Activities and Societies: DEBATE TEAM UPPER CREDIT IN BANKING AND FINANCE