Saher Riazuddin Email & Phone Number

Boston, Massachusetts, United States

Boston, Massachusetts, United States

★ Credited with expanding the portfolio of commercial loans from $27.5MM to $49MM in two years, while increasing the customer base by 14%; consistently surpassed loan, deposit, and fee income targets.★ Maintained key relationships with corporations with annual revenue ranging from $3MM to $40MM.★ Develops insight into each client’s needs, leading to the recommendation and adoption of loans, investment products, deposit accounts, treasury services, cash management, wealth management and merchant processing solutions.★ Enforced compliance with all bank credit policies while managing the group portfolio; structured difficult loans to minimize risk while maximizing profit, often working with multiple government agencies to meet client needs.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT People's United Bank, N.A.People's United Bank, N.A. is a subsidiary of People's United Financial, Inc. (NASDAQ: PBCT), a diversified financial services company with more than $60 billion in assets. Founded in 1842, People’s United Bank is a premier, community-based, regional Northeast bank with more than 5,500 employees offering commercial and retail banking, as well as wealth management services.People's United Bank, N.A. has a network of over 400 retail locations in Connecticut, New York, Massachusetts, Vermont, New Hampshire and Maine, including our over 148 convenient Stop & Shop branch locations in Connecticut and New York, offering full-service and extended hour banking.

Greater Boston Area

★ Delivers consistent revenue growth through strong relationships with the bank's roster of commercial clients; over two years secured 16 major business accounts that have resulted in millions of dollars in revenue.★ Develops insight into each clients needs, leading to the recommendation and adoption of loans, investment products, deposit accounts, treasury services, cash management and merchant processing solutions.★ Positions the bank as a trusted strategic partner dedicated to the success of each client; identifies opportunities to supplement banking services through referrals of clients to the brokerage, trust, and estate planning departments.★ Represents the bank at civic and nonprofit organizations throughout the community.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT CITIZENS BANKCitizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $137.3 billion in assets as of June 30, 2015. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle‐market companies, large corporations and institutions.

Buffalo/Niagara, New York Area

★ Oversaw commercial banking throughout a Western NY territory encompassing Rochester, Buffalo, and Lake Erie in the United States, and to Niagara Falls in Canada.★ Expanded commercial banking to include 100 accounts driving $42MM in deposits and $61MM in lending activity.★ Within one year, increased the book of business by 12% and revenue by 11%, marketing loans, deposits, cash management, investment services, and trade services.★ Developed sales and marketing strategies to boost client retention, new business development, and cross-sales revenue. ★ Maintained key relationships with corporations with annual revenue ranging from $10MM to $40MM.★ Originated 22 referrals to internal partners in 2014 that resulted in $15K of additional fee income.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT HSBCHSBC is one of the world’s largest banking and financial services organizations. The company serves around 46 million customers through four global businesses: Commercial Banking, Retail Banking and Wealth Management, Global Banking and Markets, and Global Private Banking. The HSBC network covers 71 countries and territories in Europe, Asia, the Middle East and North Africa, North America and Latin America.

Erie, Pennsylvania Area

★ Credited with expanding the portfolio of commercial loans from $7.5MM to $21MM in two years, while increasing the customer base by 10%; consistently surpassed loan, deposit, and fee income targets.★ Enforced compliance with all bank credit policies while managing the group portfolio; structured difficult loans to minimize risk while maximizing profit, often working with multiple government agencies to meet client needs.★ Trained front line branch personnel in small business banking products; created sales and marketing strategies for execution at the branch level.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT PNCThe PNC Financial Services Group, Inc. is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management.

★ Acquired 85 business clients, a $25MM commercial loan portfolio, and $18MM in deposits; hired and managed a team of three professionals.★ Recognized as a top performer at the regional for three consecutive years.★ Managed the Business Group from zero to $12.5MM in deposits and $9.2MM in loans within one year.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT SUNTRUSTSunTrust Bank operates 1,400 bank branches and 2,160 ATMs across 11 southeastern states and Washington, D.C. The bank's primary businesses include deposits, lending, credit cards, as well as trust and investment services. Through its various subsidiaries, the company provides corporate and investment banking, capital market services, mortgage banking, and wealth management. It has nearly 24,000 employees.