To handling the Ernakulam District all branches, Recruitment, Branch Expansions and Sales

To handling the entire Branch performances like Sales, Credit, Operations, Admin and Collections.

Company profile: This company is doing the all types of housing loans like Purchase of property, Construction, Top up Loans, Pre-Approved Top up loans, LAP, Extension, Improvement, Renovations and Plot Loans to all types of customers of Salaried, SENP, SEP, NIP, NRI, etc., This company is a subsidiary group of ING Vysa Bank.Responsibilities: • Entire Credit, Sales, & Collections activities of branch. • Handling the Kozhikode, Malappuram, Wayanad, Kannur Districts files at Kozhikode branch. • Handling the Fresh Files login process, FI initiation and coordination, cross checking of CIBIL. • Direct verification at Employment and Property from me and BM. • Doing the CAM preparations and sanction process activities. • Handling the Legal checking with property related documents and Technical verification of property • Customer service & lead generations. • Resolving the all types of issues at branch level. • Maintaining and dispatching of Property documents, legal documents, technical documents and customer related documents. • For employee’s satisfaction doing the all branch activities.

ACHIEVEMENTS • Got Wolf Pack award (reward for outstanding performance) for the all the quarters for the FY 2017-18. • Got Nakshatra Award for the best Branch Operations Manager. • Top Performer in Operations Score Card & Assessment Report (OSCAR) in South Region for the FY 2017-2018. • Got Shine + Certificate of Merit Application for the FY 2017-2018 OSCAR scoring the best – MANJERI.Responsibilities: • Entire Operations & administration activities of branch • Handling the all branch operations parameters resolutions within TAT. • Timely updating & dispatch of PDC & ECS/ NACH. • Sales files login to file dispatching process. • Handling the Cash, Cheque and online transactions facility related and also update at SAP CRM and R3. • Monitoring the collections related updating at SAP. (Cash collections, Machines collections, Online transactions, Terminations, NOC etc.,) • Maintaining the all Registers (Key Movement Register, Cash and Petty Cash, First EMI cheques, Fixed Assets, IT Assets, Attendance, NOC, Bank Deposits slips and PIS, etc.,) • Customer issues and complaints resolutions through SAGE within resolution date. • Customer service & lead generations. • Daily based checking & Verification of day books and petty cash register. • Teller activities in the absence of cashier. • Monthly audit on HHT/ TAB machines of CRE’s and confirmation to Regional Office. • RC stock confirmation to commercial team on monthly basis. • Repo Kit registers maintenance at branch and monthly confirmation to commercial team. • For employee’s satisfaction doing the all branch activities.

Company profile: - It is a Sign Boards Manufacturing & Installations, Boards Maintenance and internal & external branding works doing; working related all the corporate bank branches works. I am handling Kerala, Karnataka, Tamilnadu , Andhrapradesh and Telangana regions banking branches works. Responsibilities: • Handling the Sign Boards Installations, Maintenance and Infra works, and reputed corporate banks in south India. • Managing and supervising the workers, Operations works handling, Work costing preparations and reporting • Auditing the Sites, workers performance, stocks, register and other duties. • Register maintaining, Administration works, Cash, Expenses and income reporting and tracking. • Check post documents preparations, Quotations preparation through ERP system. • Reports preparations, Decisions taking about Leave management, works sites scheduling, Stock purchasing. • Client relationship service. • Other duties and responsibilities.

Job Profile: - In there I am working for a process known as SYMCOR, where we handle three banks i.e., Royal Bank of Canada, Bank of Montreal and Bank of Nova Scotia. My works relates to Reconciling and Balancing the Bank Accounts of different customers and process them correctly. Responsibilities • Reconciliation process and ATM Balancing function. Cheque processing. • Maintain a high level of productivity and accuracy. • Complete understanding of customer account transactions and account management. • Reports preparations. • Bank Reconciliations, Accounts receivable/Accounts payable • Handling the Team Work Flow Operations • Making calls inbounds and out bounds. • Helping the SYMCOR various projects (J&B - It is an Invoice & Receipts updating and Cheque amount Entry. IRX - Here is decision about cheques whether fund is available or not and Cheque Returns updating). • Good interpersonal skills, commitment, result oriented, hard working with a quest and zeal to learn new technologies, domain and undertake challenging tasks.

Responsibilities • Credit and Sales Co-ordination. Handling the Login to Disbursement and Payments process. • Training conducted to sales, Credit, FCU Agencies and New Joiners. • File processing and composing of CAMs (Credit Approval Memo) for approval of the loans. Dedupe (Internal and External) checking, CIBIL scoring (Credit Information Beaure India Ltd) checking and Profile checking. Approval power of 1.50lacs. Maintaining TAT on login to disbursement. Co-ordination with Fraud Controlling Unit. Verifying file related documents (ITR, Audited Financials (Profit and Loss A/c, Balance Sheet, Computation of Income), Bank Statements, Home Loans documents, other documents Etc.,) and profiles. Telephone Verification of customer details as per the Credit recommendations. Personal Discussion with Customer, Neighbor checking. CFA(Cash Flow Analysis), DT(Decision Tree), DB(Debit Burden), CPV(Contact Point Verification), TRC(Trade Reference Check), TVR(Tele-verification), Reference Verification and CAMs preparations. • Credit and Sales Reports preparations. • To manage the full branch operations. • Register maintaining, Administration works, Expenses reporting and tracking, Collections, Billing. • Maintaining customer, prospects and competitor database and assessing, devising, and implementing marketing promotions. • Started Personal Loan credit process from the scratch in Cochin location, Ensuring compliance with organizational credit policies • Working Closely with Collections and Sales, maintain a good portfolio and stock. • Customer Services. Collection Process Co-ordination. Other official Responsibilities. • Good interpersonal skills, commitment, result oriented, hard working with a quest and zeal to learn new technologies, domain and undertake challenging tasks.

Responsibilities • Credit and Sales Co-ordination. • Co-ordination of CPA Operations. • Handling the Login to Disbursement and Payments process. • File processing and composing of CAMs (Credit Approval Memo) for approval of the loans. Dedupe checking and FI checking. Verifying file related documents (ITR, Bank Statements, Balance Sheets Etc.,) and profiles. Telephone Verification of customer details as per the Credit recommendations. • Credit and Sales Reports preparations. MIS preparation on daily basis as well as monthly, status updating for all the sales channels. • Training conducted to sales, Credit, DSA’s, FI Agencies, RCU Agencies and New Joiners. • Maintaining customer, prospects and competitor database and assessing, devising, and implementing marketing promotions. Register maintaining, Administration works, Collections, Billing. Operation works. • Customer Services, Other official Responsibilities.