Salvador Yanez Email & Phone Number

Miami, FL, US

Latinoamérica, OO

• As VP of Banking Product (CPO of RappiBank), I steer a diverse portfolio of credit and debit digital products across five countries, servicing hundreds of thousands of active customers. I've architected and executed a.
• Boosted unit economics 55% through development and deployment of cutting-edge Gen AI and ML-based products for enhancing underwriting decision power, overhauling customer service model, and amplifying fraud management.
• Increased total customers by 24% and active ones by 30% via launching six innovative fintech products, including tiered high-yield savings accounts, credit card BNPL financing, loans that convert credit lines to cash.
• Reduced ideation-to-launch timeline in 40% by spearheading a pivotal business transformation, from centralized model to hyper-local one, empowering 5 countries to operate as local startups, each with dedicated.

South San Francisco, California, US

• Led Stripe's marketplace and local payment products across Latin America, while orchestrating Stripe’s strategic expansion into Colombia. Crafted and executed a tailored regional roadmap, addressing unique local market.
• Spearheaded design, development and launch of localized payment installments and cash-flow anticipation products, projected to drive over $1 billion in additional payment volume within two years after launch.
• Boosted Stripe Latam marketplace revenue by 30% by forging strategic partnerships for alternative funds flow availability, plus enhancements in product-market fit tailored for sophisticated B2B and B2C SaaS enterprise.
• Championed Stripe's foray into Colombian market, steering product and international expansion strategy towards cementing the brand's presence in Latam - expected to launch soon (timeline and revenue confidential).

São Paulo, SP, BR

• Oversaw the world's largest neo-bank's first international expansion, crafting a comprehensive credit portfolio offering and starting local operations from the ground up. Managed all core credit card operations.
• Propelled Nubank Mexico to top 3 issuer and attracted 2M+ new customers by crafting a localized product portfolio offering, providing customers control of their money, intuitive app interactions, and outstanding.
• Increased growth rate 2.3x sustainably by pioneering machine learning products for overhauling pricing experiments, localizing underwriting models, enhancing credit line management, and integrating alternative data.
• Directed 100% of all core credit card product functionalities, managing cross-disciplinary teams in acquisition, engagement, payments, chargebacks, and fraud management, towards driving a successful country launch..

Marina Del Rey, California, US

• Directed all product management activities at Spring Labs, a cybersecurity startup focusing on pioneering blockchain and cryptography for innovative data-sharing solutions. Developed and solidified innovative products.
• Drove startup valuation increase in 240% compared to Series A by launching and scaling digital identity management, loan stacking prevention, and underwriting products built specifically for Spring Labs.
• Designed, developed and solidified 3 distinctive data-sharing networks from the ground up, with specific products for each that leverage the proprietary data-sharing solutions of the protocol developed.
• Led 100% of the product development lifecycle for a cryptographically-secure, triple-blind data-sharing mechanism with a blockchain component, aimed at revolutionizing the US credit underwriting system.
• Radically reduced client implementation of products in 3X by managing the creation of proprietary blockchain infrastructure, deployed via Docker containers with API-based communications, abstracting complexity for.

Santa Monica, California, US

• Managed monetization products for Snap's self-serve ads platform, resulting in increased user adoption and revenue. Led enhancements in contracting positions with global businesses and developed strategies with local.
• Increased revenue $12M/year by spearheading expansion for self-serve advertisers platform, including expanding into new countries, integrating digital forms of payment, and implementing bidding localization features.
• Saved $4M/year in operational costs by doubling number of international entities, improving contracting positions with global businesses, and developing enhanced working strategies with payment processors and local.
• Managed team of engineers and cross-functional partners (design, finance, legal, and others) towards product ideation, roadmap development, MVP creation, A/B testing, generating product requirements documents (PRDs).

Mountain View, CA, US

• Senior Product Finance and Operations Manager for X, Google's moonshot factory, specializing in product monetization.
• Secured launch of 3 moonshots by championing business monetization decision making for go-to-market options. Moonshots launched: Waymo’s self-driving cars, Wing’s drone deliveries, and Chronicle’s cybersecurity.
• Orchestrated 100% of financial operations delineation of X from Alphabet, evaluating trade-offs of organizational structure options and mediating key stakeholders towards optimal strategy for each Google X company.
• Directed product pilots from cross-finance perspective, harmonizing cross-functional requirements and driving innovations for order-to-cash funds flows, from order placed to final settlement.

Mountain View, CA, US

• New Product Integration Manager focused on Google Play Store and pioneering special innovative projects.
• Increased revenue $500M/year by spearheading cross-finance product requirements, executing testing and approving final setup for 20+ new country and digital payment method launches for Google Play app store.
• Directed five ground-breaking projects from monetization perspective, harmonizing cross-functional requirements from ideation to implementation. Projects involved: Waze Carpool, Android Pay, Google Wallet and Pixel.
• Championed cross-functional design and setup requirements for new product launches from financial standpoint, focused on Google Play and special projects. Partnered with engineering, product and design to launch.

New York, New York, US

• Regional Manager overseeing customer segmentation and growth strategies for improving banking products, as well as marketing campaigns.
• Increased regional profits in 20% by developing innovative customer lifestyle segmentation, leveraging results to redesign products and campaigns with specific value proposition aimed at newly identified customer.
• Established Latam as top region globally for ground-breaking customer segment analytics by leading 11 technical country teams in revamping their planning, development and execution of analysis on consumer metrics and.
• Drove customer analytics and development of customer P&L throughout Latin America. Directed teams in region to generate analytical insights per country and drive execution of products designed at regional level.

New York, New York, US

• Selected for Citizens (rotational program for top MBA graduates designed to cultivate the next generation of Citi leaders). Executed at Assistant Vice President level across rotations, transitioning business areas and.
• Awarded uppermost evaluations (top 10% global, 2 consecutive years) for outstanding performance in directing projects in 3 business areas: Global Transaction Services (US), Corporate Banking (Brazil), and Credit Cards.
• Global Transaction Services, USA: Increased regional transactional volume 5% by executing technical portfolio research and market analysis for Latam during last rotation. Performed in-depth metrics and competitive.
• Corporate Risk Management, Brazil: Designed and approved top 5 public-sector deals for Costa Rica and Guatemala by executing technical portfolio research and competitive analysis, identifying risks/opportunities for.
• Consumer Credit Cards, Mexico: Improved operational efficiency 25% by designing and establishing a High Performance Banking Model at a national level through leading process mapping, PMO, external consultants.

New Haven, CT, US

• Top 20% of the class while attending 10% more modules than required to graduate. Specialization in Strategy, Behavioral Economics and Finance.
• Co-Leader of the Latino Leadership Association and the Consulting Club. Student Government General Representative.

Purchase, New York, US

• Consultant for MasterCard's consulting arm, focused on financial services firms that utilize Mastercard's payment network. Engagements focused on increasing business and revenue, via opening new businesses and.
• Increased customer response rate in 35% by designing and executing innovative marketing campaign pilots (from concept generation and profitability forecast to launch and performance management) for a major.
• Collaborated in generating 100% of feasibility analysis for a Mexican department store’s open credit card by developing the quantitative model and structuring the launch roadmap for the new card.

Worldwide, OO

• Generalist analyst consultant, collaborated in 6 engagement projects in multiple industries.
• Increased sales 40% by executing growth strategy analysis for development bank. Implemented strategy doubled number of branches in forecasted optimal locations and reached new market segments.
• Increased government support 65% by designing new localization strategy for Mexican government tourism agency. Developed comprehensive financial model for assessing future touristic centers’ sales and profitability by.
• Solved USD $600 K delta in inventory and reduced close of month lead time by 70% by performing as a Junior Project Manager for SAP implementation for major pharmaceutical company in Mexico, Brazil and Argentina.
• Achieved annual savings of USD $45 K by generating quantitative model for minimizing distribution and storage costs in the LATAM area for major healthcare company.

Mba, Master Of Business Administration

Bs In Industrial And Systems Engineering

Study Abroad Specialization Program, Entrepreneurship And Marketing