An internal audit function of Daimler Truck Financial Services. Conducting regular reviews of internal entities worldwide focussing on their credit risk and risk related processes. Assessing credit reviews on a sample basis to assess the credit worthiness of the account, the credit decision and handling of the account.Completing in-depth portfolio risk analysis, including the identification of risk trends, verification of non-performing loans and related reporting.Performing process analysis along the credit life-cycle, including an assessment of compliance with applicable internal policies and procedures. Liaising with senior stakeholders to develop and present constructive proposals for corrective actions to enhance the local risk management approach.Supported the development of internal credit policies and guidelines.

Assessed and prepared funding proposals for new and existing corporate fleet customers.Analysed complex financial/non-financial information including management accounts, balance sheets, cash flow statements and profit & loss accounts.Recommended funding proposals, communicating with Local & Global Senior Management. Prepared various portfolio-monitoring reports, interpreting key trends and warning signs. Attended various customer and dealer meetings to discuss lending requirements and obtain and question applicable information to the relevant credit review.