Sam Luk Email & Phone Number

New York, NY, US

• NB Alternative Investment Management
• Fintech/venture/specialty finance: corporate and asset-backed debt & equity
• Asset classes: consumer, small business, auto, trade finance, crypto, payments, digital banks

Ottawa, ON, CA

• Senior business unit leader with responsibilities including capital funding, strategic partnerships, and new product initiatives. Routine reporting to C-suite on business unit metrics relative to investment plan
• Led strategic partnership initiatives with external parties to drive growth in new products and geographies
• Design and execute long term financing strategy for merchant lending products, utilizing both internal and external sources of capital. Responsible for sourcing, structuring and negotiating with external investors
• Credit risk: oversee credit policies across products globally; utilize credit performance insights to drive growth

New York, NY, US

• Management and operating experience: daily oversight and member of senior committees reporting to the Board, including Executive, Credit & Investments, Funding & Liquidity, Hedging, and Pricing
• Strategic Partnerships and Corporate Development: led initiatives with banks, credit unions, insurance companies and asset managers to drive product growth and capital funding
• Developed and launched new loan products via market sizing, competitive differentiation, consumer value proposition, underwriting, credit, pricing, and capital raising
• Built the company's funding strategy across products: designed and executed $5B in financing transactions across corporate debt & equity, whole loan sales, securitization (AAA), and warehouse facilities

• Lead analyst in financial guarantor and housing sectors evaluating opportunities across corporate equity and debt. Investments generated 30%+ equity returns and represented the master fund’s largest positions
• Generated 15-40% returns and $1B P&L over 3 years on a $2B global structured asset portfolio. Sourced opportunities across fintech sectors, RMBS & ABS securities, and loans
• 60% equity returns through Detroit real estate deal. Utilized bankruptcy process to enter into creditor negotiations; settlement resulted in waterfront property development rights. Determined highest / best use.
• 20% equity returns through non-performing loan investments. Analyzed opportunities globally from special situation bank sellers. Developed financial models to determine liquidation value and potential equity upside.

• Evaluated opportunities in specialty finance companies and illiquid assets throughout the capital structure: real estate, intellectual property, royalty future flow, tobacco, autos, student loans, and structured.
• Generated 40% returns through origination and modeling $25MM distressed credit card portfolio investment; analyzed charge-off rates and unemployment trends to gauge credit risk
• Negotiated terms and conditions through documentation and structuring directly with counter parties on private bilateral trades (e.g., control rights, ROFR, covenants, waterfall mechanics, and triggers)

US

• Structured over $10B in transactions and developed complex and innovative financing solutions to maximize proceeds for equity holders
• Executed $2.1B whole-business corporate securitization to fund IHOP’s acquisition of Applebee’s. Secured credit collateralized by corporate intellectual property assets and company EBITDA