Sam Luk Email & Phone Number

New York, Ny, Us

NB Alternative Investment Management• Fintech/venture/specialty finance: corporate and asset-backed debt & equity• Asset classes: consumer, small business, auto, trade finance, crypto, payments, digital banks

Ottawa, On, Ca

• Senior business unit leader with responsibilities including capital funding, strategic partnerships, and new product initiatives. Routine reporting to C-suite on business unit metrics relative to investment plan• Led strategic partnership initiatives with external parties to drive growth in new products and geographies • Design and execute long term financing strategy for merchant lending products, utilizing both internal and external sources of capital. Responsible for sourcing, structuring and negotiating with external investors• Credit risk: oversee credit policies across products globally; utilize credit performance insights to drive growth

New York, Ny, Us

• Management and operating experience: daily oversight and member of senior committees reporting to the Board, including Executive, Credit & Investments, Funding & Liquidity, Hedging, and Pricing• Strategic Partnerships and Corporate Development: led initiatives with banks, credit unions, insurance companies and asset managers to drive product growth and capital funding• Developed and launched new loan products via market sizing, competitive differentiation, consumer value proposition, underwriting, credit, pricing, and capital raising• Built the company's funding strategy across products: designed and executed $5B in financing transactions across corporate debt & equity, whole loan sales, securitization (AAA), and warehouse facilities

• Lead analyst in financial guarantor and housing sectors evaluating opportunities across corporate equity and debt. Investments generated 30%+ equity returns and represented the master fund’s largest positions• Generated 15-40% returns and $1B P&L over 3 years on a $2B global structured asset portfolio. Sourced opportunities across fintech sectors, RMBS & ABS securities, and loans• 60% equity returns through Detroit real estate deal. Utilized bankruptcy process to enter into creditor negotiations; settlement resulted in waterfront property development rights. Determined highest / best use, modeled project cash flows, and negotiated terms for construction and financing• 20% equity returns through non-performing loan investments. Analyzed opportunities globally from special situation bank sellers. Developed financial models to determine liquidation value and potential equity upside through activist control and value-add strategies

• Evaluated opportunities in specialty finance companies and illiquid assets throughout the capital structure: real estate, intellectual property, royalty future flow, tobacco, autos, student loans, and structured settlements• Generated 40% returns through origination and modeling $25MM distressed credit card portfolio investment; analyzed charge-off rates and unemployment trends to gauge credit risk• Negotiated terms and conditions through documentation and structuring directly with counter parties on private bilateral trades (e.g., control rights, ROFR, covenants, waterfall mechanics, and triggers)

Us

• Structured over $10B in transactions and developed complex and innovative financing solutions to maximize proceeds for equity holders• Executed $2.1B whole-business corporate securitization to fund IHOP’s acquisition of Applebee’s. Secured credit collateralized by corporate intellectual property assets and company EBITDA