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Qualifications Summary Management professional with progressive and diverse experience in Executive Management, Lending, Operations, Customer Service, Sales and Marketing. Profile Motivated, personable business professional characterized by patience, control and deliberateness. Excellent at analyzing situations and persistent and persevering in approach to goal achievement. Patient, empathetic and adaptable - able to build solid relationships. Executive Management - Proven success in building good relationships, gaining commitment of and leading others to the desired goals of the organization; while respecting authority and organizational structure. Lending - Track record of success in lending with $20 million monthly residential and $1.7 million commercial production in one organization and 100% year over year growth in another. Operations - Successful in branch expansions, mergers and computer conversions. Have remained patient and empathetic, turning confrontation into positives through downsizing and mergers. Sales, Marketing & Customer Service - Instrumental in converting staffing to a successful sales culture resulting in unprecedented loan and membership growth.Skills Summary Integrative AbilityHandling StressQuality OrientationProactive Thinking Attention to DetailTheoretical Problem Solving Common SenseRealistic Expectations Gaining CommitmentLeading OthersRealistic Goal SettingIntuitive Decision Making
Consultant
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ConsultantConsultant Jul 2016 - PresentTriad Financial Services, LlcAssisting credit unions and banks wishing to investment in manufactured home loans from a pool in excess of $400 million annual production.
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Vice President Of LendingJustice Federal Credit Union Oct 2010 - Jun 2016Oversight of all lending functions of the organization to include consumer lending, credit cards, real estate and member business lending. -
Vice President Lending & SalesSarasota Coastal Credit Union Sep 2005 - May 2010Administrator of all lending and sales functions after complete change of sales and service delivery including an increase in consumer loan volume in a down economy. Implemented the start of member business lending which has grown to 600 new accounts totaling $5.5 million and 200 loan relationships totaling $8.5 million. Our mortgage department has been approved as FHA lender and implemented a reverse mortgage program. Additionally, I maintain oversight of the collections, charge-off and recovery. -
Chief Lending OfficerSatilla Community Bank Feb 2003 - Sep 2005Approved by FDIC as CLO to administrator all lending functions of the bank, including consumer, residential and commercial lending. Responsibilities include underwriting all commercial loans in preparation for loan committee and oversight of loan package preparation for S.B.A. and U.S.D.A. loan approval. After joining the bank loan portfolio grew from $16 to $65 million while consistently maintaining a loan-to-deposit ratio in excess of 80%.
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Chief Lending OfficerSatilla Community Bank Feb 2003 - Sep 2005Approved by FDIC as CLO to administer all lending functions of the bank, including consumer, residential and commercial lending. Responsibilities include underwriting all commercial loans in preparation for loan committee and oversight of loan package preparation for S.B.A. and U.S.D.A. loan approval. After joining the bank loan portfolio grew from $16 to $65 million while consistently maintaining a loan-to-deposit ratio in excess of 80%.
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Senior Vice President - LendingAtlantic Coast Federal Credit Union Jan 2001 - Jan 2003Plan, organize and direct the residential, commercial and consumer lending and collection operations in accordance with policy and applicable state and federal laws and regulations. Residential mortgage volume grew to $20 million per month. The commercial real estate portfolio grew to $40 million over a two year period.
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Senior Vice President - LendingAtlantic Coast Federal Credit Union Jan 2001 - Jan 2003Plan, organize and direct the residential, commercial and consumer lending and collection operations in accordance with policy and applicable state and federal laws and regulations. Residential mortgage volume grew to $20 million per month. The commercial real estate portfolio grew to $40 million over a two year period.
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Vice PresidentOperations (Cuso) Jan 1997 - Jan 2001Responsible for a full range of ancillary services offered to members including MEMBERS Financial Services investment services, AD&D, Dental, Life & Health, Vehicle Service Contracts, and GAP and Auto & Homeowners insurance.
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Vice PresidentOperations (Cuso) Jan 1997 - Jan 2001Responsible for a full range of ancillary services offered to members including MEMBERS Financial Services investment services, AD&D, Dental, Life & Health, Vehicle Service Contracts, and GAP and Auto & Homeowners insurance.
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Vice PresidentAtlantic Coast Federal Credit Union Jan 1996 - Jan 1997Responsible for all marketing functions and Business Development.
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Vice PresidentAtlantic Coast Federal Credit Union Jan 1996 - Jan 1997Responsible for all marketing functions and Business Development.
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Mortgage ManagerAtlantic Coast Federal Credit Union Jan 1995 - Jan 1996Responsible for all aspects of the mortgage operations of the institution including originations, processing, closing and compliance.
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Mortgage ManagerAtlantic Coast Federal Credit Union Jan 1994 - Jan 1996Responsible for all aspects of the mortgage operations of the institution including originations, processing, closing and compliance.
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Relationship Banking OfficerCompass Bank Jan 1994 - Jan 1995Responsible for developing and building a portfolio of business deposit and loan relationships in the Nassau County market.
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Relationship Banking OfficerCompass Bank Jan 1994 - Jan 1995Responsible for developing and building a portfolio of business deposit and loan relationships in the Nassau County market.
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Regional ManagerAnchor Savings Bank, Fsb Jan 1993 - Jan 1994involved in a major consolidation to a New York/New Jersey based location, resulting in sale of all branch locations in Georgia and Florida.
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Senior Vice PresidentAnchor Savings Bank, Fsb Jan 1993 - Jan 1994involved in a major consolidation to a New York/New Jersey based location, resulting in sale of all branch locations in Georgia and Florida.
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Assistant Vice President/Regional ManagerAnchor Savings Bank, Fsb Jan 1987 - Jan 1994Responsible for the management and supervision of the operations of nine branch offices with a staff of 36 employees. Maintain high existing business and deposit retention during branch sales and ensure the smooth transition to the new employer. Reworked job responsibilities, improving profits, cutting costs and maintaining excellent employee morale during 30% staff reduction.Anchor Savings Bank, FSB purchased Sun Federal Savings and Loan Association in 1986.Served on the Florida committee for the conversion to the Anchor computer system.
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Assistant Vice President/Regional ManagerAnchor Savings Bank Jan 1987 - Jan 1994Responsible for the management and supervision of the operations of nine branch offices with a staff of 36 employees. Maintain high existing business and deposit retention during branch sales and ensure the smooth transition to the new employer. Reworked job responsibilities, improving profits, cutting costs and maintaining excellent employee morale during 30% staff reduction.Anchor Savings Bank, FSB purchased Sun Federal Savings and Loan Association in 1986.Served on the Florida committee for the conversion to the Anchor computer system.
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Division ManagerSun Federal Savings & Loan Jan 1982 - Jan 1986Sun Federal Savings and Loan, Nassau County OperationsSupervision of operations of nine branch offices in Northeast Florida, including deposit and lending relationships.
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Senior Vice PresidentSun Federal Savings & Loan Jan 1980 - Jan 1982Sun Federal, Fernandina Division. Responsible for all consumer and residential loan underwriting and documentation.
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Vice PresidentSun Federal Savings & Loan Jan 1976 - Jan 1980Supervised operations of five branch locations in the Tallahassee, Florida market.Developed and implemented IRA and Keogh programs and acted as trustee for both programs.Authored a Policies and Procedures manual for the Savings division.Formulated Transmatic Loan Payment, Phone Services, ATM and Statement Savings programs.
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Management TraineeSun Federal Savings & Loan Jan 1974 - Jan 1976Responsible for developing and building a portfolio of business deposit and loan relationships in the Nassau County market.
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Division ManagerAnchor Savings Bank Jan 1982 - Jan 1986Sun Federal Savings and Loan, Nassau County OperationsSupervision of operations of nine branch offices in Northeast Florida, including deposit and lending relationships.
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Senior Vice PresidentSun Federal Savings Jan 1980 - Jan 1982Sun Federal, Fernandina Division. Responsible for all consumer and residential loan underwriting and documentation.
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Vice PresidentSun Federal Savings Jan 1976 - Jan 1980Supervised operations of five branch locations in the Tallahassee, Florida market.Developed and implemented IRA and Keogh programs and acted as trustee for both programs.Authored a Policies and Procedures manual for the Savings division.Formulated Transmatic Loan Payment, Phone Services, ATM and Statement Savings programs.
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Management TraineeSun Federal Savings Jan 1974 - Jan 1976Responsible for developing and building a portfolio of business deposit and loan relationships in the Nassau County market.
Sam Murrow Skills
Sam Murrow Education Details
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Finance -
Basic Studies -
Finance
Frequently Asked Questions about Sam Murrow
What company does Sam Murrow work for?
Sam Murrow works for Consultant
What is Sam Murrow's role at the current company?
Sam Murrow's current role is Retired VP of Lending at Justice Federal Credit Union.
What is Sam Murrow's email address?
Sam Murrow's email address is mu****@****hoo.com
What is Sam Murrow's direct phone number?
Sam Murrow's direct phone number is +194165*****
What schools did Sam Murrow attend?
Sam Murrow attended Florida State University, Tallahassee Community College, Florida State University.
What skills is Sam Murrow known for?
Sam Murrow has skills like Credit Unions, Loans, Consumer Lending, Credit, Mortgage Lending, Loan Origination, Operations Management, Portfolio Management, Banking, Commercial Lending, Small Business Lending, Financial Services.
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Samuel Murrow
Greenville, Sc
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