Built an IT-E-commerce software development firm - http://www.ssigroup.us Arranged 1st & 2nd level Venture Capital Financing as seed capital worth $400k Grew the firm from a single employee to 30 employees as of 2012 for Off-shoring Software Development..Directed all financial forecasting and budgeting activities for SSI since inception. Prepared annual budget for each department in collaboration with operational managers.Ensured working capital levels were in line with requirements on quarterly basis or arranged for debt financing.Monitored our cash collection turnover ratio didn’t exceed 12 times or 30 days; also ensured our debt to equity didn’t exceed 0.5.Utilized client contracts as collateral for banks to hedge against EUR & GBP currency fluctuations.Coordinated a 3 member team for competitively pricing all our UK, Swiss Holland tenders/projects.Ensured all tax, financial and payroll departments complied with IFRS International accounting laws.Involved in SSI’s marketing that yielded 5 firms as partners in the UK, Holland & Australia to successfully OFFSHORE back-end software development projects in the Philippines.SSI’s retention rate for the past two years was 10% compared to the industry average of 22%, resulting from the profit-sharing component offered to all tenured (over 3 years) employees.Managed the hiring process of selecting employees and then training them to be diligent, customer-focused and extremely educated in their field, thus ensuring minimal day-to-day supervision.Researched and analyzed the IT outsourcing market and focused business in response to market changes ensuring SSI always offered quality and competitive products.

Directly reported to the CFO Interacted closely with marketing and operational managers to assess if departmental budgets were under or over for the current as well as forecasted years.Responsible for completing departmental expense budgets for all 35 departments; used our ERP systems to load budgets and updated forecasts during the year.Utilized variance analysis to highlight differences > +_ 10% between actual sales revenue and budgeted for each product line; this totaled in excess of $2 Billion in fiscal 2001.Responsible for completing 1 and 2 year proforma financial forecasts and presented findings to senior management. Developed common size income statements to compare changes in percentages for each line item in comparison to previous years.Designated as the point-person to create all presentation material for the CFO’s bi-monthly presentations to the board. Presented the firms’s financial position for an annual conference in Atlantic City, NJ.

Analyzed HMO membership trends by county and by product for Medicare, Medicaid & Child Health Plus.Responsible for completing departmental budgets for all 24 departments.Assisted in the monthly closing in coordination with our internal accountants.Prepared bimonthly P & L statements for analysis and review.Built several financial models to determine feasibility of assisted living for senior citizens in NYC for different locations.Managed and extensively interacted with Ernst & Young (external auditors) as they preformed our annual audit.

Acquired extensive knowledge in the home improvement and housing industry.Utilized financial ratio benchmarking within the industry such as stock turnover & gross margin ratios before selecting the appropriate firm to invest in.Presented my findings to Senior Portfolio Managers that resulted in the purchase of the Home Depot Stock.