Presently an IBM Business Partner building a global practice with multiple partnerships, within organizations in New Jersey, New York, Pennsylvania, Indiana, Missouri, California, North Carolina, Florida, India, Netherlands and Canada.

- Partner with other IBM Partnerworld/non-Partnerworld organizations to: * Hire Instructors/Consultants in Technologies such as IBM, Microsoft, Oracle & Mulesoft space * Develop Technology Courseware for B2B/B2C clients - Initiate venture activity for CCI to deliver a financial governance/risk/compliance/cybersecurity platform and an Education Services Platform in USA, Europe, Canada and India.- Partner with a Pennsylvania based Education Services provider to develop courseware in Cloud Analytics, Typescript, Predictive Analytics and Google Cloud Services - Partner with a NJ based Information Technology & Management to develop 8 graduate level courses, (2 certificates) in Blockchain, Robotics Process Automation, Artificial Intelligence and Business Analytics/Intelligence for B2B/B2C Clients- Partner with European based firm social media firm to seek $1.5M in seed funding for their new social media venture around the globe- Manage a team of 15+ Consultants in USA, Canada, India & Europe

• Partner at an upcoming entrepreneurial Consulting firm• Manage operations of the company’s Consulting/Outplacement business by teaming up with Fortune 500 firms for systems integration and business transformation projects in U.S, Europe and India • Manage a team of 10+ Consultants & Wealth Planners • Conduct wealth planning and advisory activities for a potpourri of firms in Mecklenburg County, NC.• Create proposal to develop Risk Management Software for analyzing and researching macroeconomic research indicators and financial securities for U.S and European and Indian markets.• Analyze impact of Cross Border Macroeconomic indicators such as GDP, Interest Rates and their antecedents to develop an analytical framework on financial securities such as Stocks, Bonds, Options, Mutual Funds, REITS etc. • Analyze cyber-risk and cyber-security (based on SAS Cyber Security) and Cyber Analytics realized on financial applications including intrusion detection, data encryption, penetration testing, biometrics, malicious software & phishing, risk profiles etc.

- Manage multiple business proposals and business concepts pertaining to Governance, Risk & Compliance/Business Intelligence as they pertain to BASEL Compliance at Financial Institutions in the U.S.- Lead a multi-million dollar Fidelity Business Transformation effort at a premier bank to transform retail-banking upstream and downstream application associated with the hub application called IM; manage a team of 6 analysts; affiliated with a premier global technology consulting firm.- Lead software development activities of 7 million dollar project for Capital Markets, Java based Brokerage/Trading System using Agile methodology at a major Financial Institution and teaming up with New Jersey based consulting firm called Enterprise Iron. Manage a team of upto 20 Consultants/Analysts

Initiated quality assurance efforts of multi-million software development project at major global financial institution in NC, NJ. Responsibilities included leading a team of upto 10+ consultants in Quality Assurance Planning & Execution/Delivery in all phases of the Testing Development Life Cycle.

• Managing risk and compliance activities pertaining to U.S National Acts such as Dodd-Frank and Patriots as they relate to Capital One's Retail Banking• Manage business process operations (BPO) projects with average budgets upto $2 million and business-as-usual operational activities related to an IBM Mainframe/COBOL based Consumer Deposit Operation’s Fidelity Application called IMPACS (IM). • Lead successful and on-time creation of configuration change requests with components called monetary incentives to customers often reaching totals of $600,000+ fortnightly.• Oversee IM research related to requests coming from other applications with customer volumes as high as 6.5 million and account balances up to $15 million;• Coordinate application interfacing between IM and other Capital One financial applications applications such as ST, GN, TX, ALS, Treasury Optimizer, Signature Verification, Research & Adjustments, & G/L.• Manage test planning and test execution activities of two back-office projects within Deposit Operations for Chevy Chase Bank integration effort (cost of acquisition $520 million): Account Analysis, a commercial monthly billing system and Day2 Process Rollout were two of the banks’ work-streams that were streamlined.• Interpret business requirements to create test strategy documents for both projects that were an inherent part of project quality assurance life cycle in the integration effort.• Manage successful root-cause-analysis/resolution of approximately 40 Severity 1 and Severity 2 defects during the integration effort. • Provide senior management with daily/weekly status reports • Monitor and Manage Test Environments including Database/Application/Network Servers• Manage creation of Requirements Traceability Matrices for projects of varying size and ROI.• Manage a staff of upto 3 Analysts.

• Create Business Proposal for Public Private Partnership for Collateralized Subsidized Credit Cards and subsidized Real Estate for Low-Middle Income families; the goal was to reach a customer retention of 100,000 by 2012 and become nationally financially compliant• Coordinate business proposal submittal as well as initiated Proposal Creation for Bali International’s Partnership with Automobile Dealership in Moncks Corner SC. This was to re-engineer their business operations, consolidate their short term/long term debt and expand their business in N.E United States. The goal was to make the dealership's profit margins touch close to $2 million by end of 2010 and become operationally compliant• Conduct research for Business Proposal to provide homes for Low Income families world-wide; the goal was to provide 20 million indigent families world-wide housing and amenities but the project did not take-off due to lack of funding• Teach undergraduate sophomore students Introduction to Databases at Devry University. Curriculum consist of topics ranging from Entity Relationship Modeling to Advanced SQL and Database Security. Students were graded on Class Exercises, SQL Labs, Quizzes, a Final Project and a Final Exam. The Labs and Final Project utilized Oracle 9i Database for students to complete their work

• Responsible for project management, test planning and test execution Activities of Online Banking/Real Estate applications at Bank of America’s Testing Center of Excellence as a part of LaSalle Transition activities. • Managed work planning efforts of 8 Test Leads and 12 Test Analysts including development of Test Plans/Test Scripts, Requirements Traceability Matrices: Interpreting Business Requirements, Test Data Conditioning, Environment Planning, Forecasting. Harness Six Sigma/DMAIC client methodology, SQL Script development during Test Planning/Delivery.• Participate in online banking wireframe design • Managed timely resolution of defects of multiple applications in Quality Center during Component Integration Test (CIT) Phase and Systems Integration Test (SIT) Phase. • Provided Senior Management with daily/weekly status on Online Banking Testing during Test Planning and Test Execution of SIT

• Manage successful training of 10 testers and testing of card operations Java based middleware/enterprise-wide application at a Major Bank's Testing Center of Excellence as part of M&A transition activities (cost of acquisition $34 billion).• Manage implementation of DMAIC/Six Sigma Methodology from QA perspective that included Test Strategy/Test/Test Scripts' approach & Data Conditioning using HP Quality Center and Oracle 9i• Develop Requirements traceability matrices to trace back test scenarios to functional requirements in order to attain Zero-Defects capability• Create resource budgets and project schedules using MS-Project and MS-Excel• Manage quality assurance assessment work stream during assessment of three mission critical applications for trade confirms, month-end reporting and tax reporting at a Financial Institution• Capital Markets’ financial instruments such as stocks, bonds, mutual funds, hedge funds and fixed income securities were processed by applications. The resulting proposal was submitted as one of the finalists amongst business proposals submitted to client for future systems transformation work.• Coordinate successful execution of design/build phase activities for major component of MR-Accelerator at a Top-5 Credit Card Company• Project converted legacy systems into three-tier model using service-oriented architecture. Approximately 75 COBOL/DB2 programs were analyzed. Blueprints from this effort resulted in future offshore software development.• Manage user acceptance testing (UAT) efforts across Treasury Services initiatives involving Wire ACH and Electronic Funds Transfer working in concert with other Bank's test leads. • Analyzed business requirements, used cases and business operating processes/procedures in order to develop effective UAT strategies/test plans; resulted in fully testing business and operations • Manage a Staff of 10 Offshore/Onshore Analysts

• H&R Block, SC.Tax Associate responsible for researching and preparing U.S Personal Income taxes for individuals and small businesses. Tax forms varied from 1040EZs to complex 1040s involving Itemized Deductions, Capital Gains, Trusts and Partnerships.• Business Proposal and Project Bidding, IndiaManaged business development to seek venture capital funding for establishing Confluence, Inc. in India. Met with Senior Leaders of several reputed Indian corporations and businesses to seek their advice in establishing partnerships in both India and in the U.S• General Casualty Company, SC Converted four property & casualty major modules from Assembler to COBOL, completing 25% of entire project effort in two months. Utilized system maintenance and optimization techniques that reduced development efforts by $5 million.• MetLife Corporation, NYImplement mainframe data management system using data streams from sub-systems such as field sales force and compensation for a life/annuity system in COBOL/JCL/CICS/FTP. Developed on-line and batch systems that created raw data files, leading to the replacement of obsolete legacy systems.• Equiserve Corporation, NJHandle sub-systems to optimize database access paths for shareholder management systems; handled production runs for encrypted shareholder data transfer from legacy back-office systems to front-end client-server setup; all back-office code was designed and developed in COBOL/JCL/IDMS/FTP

Designed and Developed several modules in COBOL/JCL for a state-of-the-art tax reporting system called CABOT.

Participate in designing process for and testing conversion of customer accounts/ delivery instructions for the fixed income trading system using KPMG software development lifecycle methodology. Design included analyzing and assessing code from close to close to 50 Mainframe COBOL programs; testing included using MS-ACCESS to extract fixed income information from back-office files. Created GUI-triggered SQL queries to evaluate differences between old and new customer accounts and delivery instructions. Gained certification as a Microsoft Certified Solutions developer with specialty in technologies such as Visual Basic, SQL-Server and Windows OS.

Designed and developed state-of-the-art applications in banking, capital markets, insurance, pharmaceuticals, telecom, and airlines . Worked at Fortune 500 corporations; programming modules were written in a variety of technologies such COBOL, COBOLII, IDMS/ADSO, VM/CMS, MVS-JCL, CICS, DB2, PDP-11/70 Assembler and IBM-Assembler.

Responsible for maintaining the Coverage Card Inquiry System at Employee Benefits division. Designed, developed, unit tested and implemented several COBOL/JCL/IDMS/ADSO/CICS/Assembler based modules.