Part of SVB India, Credit Administration for Portfolio Management of "Technology" based Accelerator & Growth stage Startups across US, Canada.

Part of Risk vertical of IBL-Business Banking Group, New Delhi. Involved predominantly into credit appraisal of working capital loans for MSME sector. Specifics include Preparing & Presenting CAM for approval within the allowed TAT as per bank's policy. Key role involves strict adherence of approved credit policy and risk mitigation.

Part of Business Banking Assets team at KMBL, New Delhi. KRA includes credit appraisal of new customer acquisition from peer banks and credit portfolio management of Delhi - North2 team. Specifics including pre-sanction formalities, preparation of in-depth CAM and quick turn around time. Promoted to Chief Manager grade with outstanding rating in 2019 annual appraisal.

Branch credit manager at PNB-Meerut cantonment branch. Responsible for entire credit portfolio of the branch, which included pre-sanction due diligence, preparation of detailed process note, post sanction documentation, accounts and disbursal and house keeping. Being the loan manager, I also had an opportunity to manage branch level delinquency and initiate recovery proceeding including action under SARFAESI Act. Also, I handled cross selling in form of Banca-Insurance, Health Insurance and… Show more Branch credit manager at PNB-Meerut cantonment branch. Responsible for entire credit portfolio of the branch, which included pre-sanction due diligence, preparation of detailed process note, post sanction documentation, accounts and disbursal and house keeping. Being the loan manager, I also had an opportunity to manage branch level delinquency and initiate recovery proceeding including action under SARFAESI Act. Also, I handled cross selling in form of Banca-Insurance, Health Insurance and CASA. Show less