Team Manager
CurrentTeam Leader - Credit Administration Supervised a team of credit analysts who analyses and evaluate credit proposals of loans under PSL segment.To estimate the degree of risk involved in new & existing borrowers, either individual or corporate. ESSENTIAL DUTIES AND RESPONSIBILITIES Oversees the following Credit Analyst responsibilities: Analyzes financial statements of both proposed and existing customers to determine present financial strength, liquidity, and value of collateral. Reviews compliance of loan approvals to closing documents and review of appraisals. Performs ongoing monitoring and analysis of data of borrowers for servicing compliance and makes recommendations for policy & procedure. Preparation of sanction letter & facility and security documents for different types of fund based and non fund based facilities.Special projects and other duties have been assigned as necessary. SUPERVISORY RESPONSIBILITIES Manage a team of credit analysts in the Credit Administration Department. Responsible for the overall direction, coordination, and evaluation of this unit. Carries out supervisory responsibilities in accordance with the organisation's policies and applicable laws. Responsibilities include training employees, planning, assigning, and directing work; addressing complaints and resolving problems.Mortgage Officer - Loan Against PropertyCoordinating with Advocates, Valuers & RMs and internal legal team for preparation of Legal & Title Search Report & Valuation report.Checking Legal & Title Search Report & Valuation reports for Sole Banking, Multiple Banking & Consortium Banking cases.Preparation of Memorandum of equitable entry.Accepting & ensuring safe custody of title deeds.Attending sub registrars office for creation of registered mortgage.Ensure appropriate charge is created against the securities viz CERSAI, ROC