Sameer Rout Email & Phone Number

Gurugram, Haryana, India

Retail Asset Operations, Currently working in Credit OPS, Handling Sanction and Disbursement of Home loan Applications1. Sanction and Disbursement Management: Processing credit sanctions, data entry for approved sanctions, and overseeing the disbursement of loans and credit facilities.2. Credit Appraisal Memorandum (CAM) Preparation: Compiling and preparing CAM reports for credit approvals, ensuring accuracy and compliance with internal and regulatory guidelines.3. KYC and AML Compliance: Conducting KYC checks and monitoring transactions for Anti-Money Laundering (AML) compliance, managing AML tickets and ensuring adherence to regulatory standards.4. File Management: Managing the file login process, ensuring proper documentation and compliance for all credit applications.5. Post-Disbursement Documentation: Handling post-disbursement activities, including documentation, verification, and ensuring compliance with terms and conditions.6. Data Entry and Record Maintenance: Performing basic data entry tasks, maintaining records of credit applications, disbursements, and other operational activities.

Gurugram, Haryana, India

credit underwriter1. Review applications submitted by customer to determine their creditworthiness and evaluate credit history, income, and other financial information to make a decision on the application.2. Analyze applicant's credit score, credit history, and other factors to assess their credit risk and determine whether the applicant is a good candidate for a credit card and what credit limit should be given.3. Communicate with applicants to obtain additional information or clarify details related to the application and notify applicants of the decision on their application, whether it was approved, declined, or if additional information is needed.4. Analyze trends in credit card usage and delinquency rates to identify potential risks.5. Transaction Monitoring: Regular monitoring of transactions to identify any discrepancies or potential risks, and ensuring all transactions are within regulatory and organizational policies

Gurugram, Haryana, India

1. Income/credit analysis and documentation review.2. Preparation of CAM reports SENP, SEP, Corporate and Salaried.3. Analysis of Income Details, Additional Financial Details (GST and TDS), Obligation Analysis, Banking Analysis and Ratio Analysis.4. Maintain daily production tracker in Excel.5. Basic Data entry in required fields.6. Process Files within TAT.

Gurugram, Haryana, India

1. Identifying images/files received in system and placing them into correct assignees file number.2. Identifying & choosing the right category of documents based on their services.3. Maintaining the records of items unidentified and following up with the original Sender on regular basis to clear them4. Maintaining the record of items/documents that are identified/indexed and reporting them in daily processing report.5. Auditing the expense reimbursement submitted by assignees and tracking them in System for the AP team to view and process the payment.