Sameera Dharshana Email & Phone Number

Project Finance Unit - Corporate Banking

Managed a diverse portfolio of clients, driving a 20% increase in assets under management. I initiated and led bilateral lending programs for corporate clients across international markets, while also overseeing risk participation and loan sell-down transactions with leading global banks. Additionally, I have solid experience in project lending, demonstrating a comprehensive understanding of financial solutions across various sectors.

Qatar

Provided comprehensive execution support for treasury operations, including cash management, operational payments, reconciliations, and reporting to both internal and external stakeholders. Actively engaged in communication and collaboration with banks and relevant parties to ensure seamless execution of treasury activities.

Colombo, Western Province, Sri Lanka

Achievements:Successfully grew the lending portfolio by approximately 23% annually and achieved the highest 'Green Loan' disbursements in 2020 and 2021. Maintained zero Non-Performing Loans and credit losses for the past 3 years. Earned 'Outstanding' performance review status in 2021 and consistently acquired a minimum of two new corporate clients per year over the last three years. Played a key role in preparing budgets for the Corporate Banking DivisionResponsibilities:Prepared detailed credit proposals with comprehensive risk analysis (SWOT, financial, market, management, and security risks), ensuring compliance with bank policies, lending guidelines, and legal requirements. Maintained strong relationships with top corporate clients and acted as a liaison to meet service standards. Managed and reviewed credit facilities, restructuring as needed, and conducted annual reviews and follow-ups on condition subsequent (CS).

Colombo, Western Province, Sri Lanka

Achievements:Member of the winning team for the award of “Best Corporate Deal” in year 2018Responsibilities:Supported the Relationship Manager in managing a corporate client portfolio, maximizing income generation. Assisted in preparing credit proposals, analyzing financial, market, and economic aspects. Monitored loan repayments, initiated restructuring when needed, and conducted timely annual reviews to maintain portfolio health. Ensured collateral, covenants, and conditions were met to safeguard the bank against potential credit deterioration.

Kohuwala Branch

Developed proposals for new credit facilities, including personal loans, housing loans, and SME financing. Collaborated with the branch manager and Finance Department to prepare branch budgets. Monitored credit facility repayments, focusing on overdue accounts, and visited clients to assess their financial condition. Prepared restructuring proposals and coordinated with the Central Recoveries Department for recovery actions.

Embilipitiya, Sabaragamuwa Province, Sri Lanka

Managed branch cash position and teller performance, ensuring efficient operations. Contributed to achieving branch deposit targets, addressed customer inquiries, and provided solutions for investment and savings needs. Involved in account opening, KYC processes, and local cheque clearing.

Exports Department-Head Office

Reviewed export documents and provided guidance on Letters of Credit to customers. Involved in foreign draft clearing and communicated with foreign banks via SWIFT regarding export documents, drafts, and Letters of Credit.

Master In Applied Finance, Finance

Diploma In Banking And Finance, Banking And Financae

Diploma In Banking & Finance, Banking & Finance