Sameh Abdelhadi Email & Phone Number

Nablus

Deputy Branch Manager

Head of Credit at Palestine Islamic Bank - Almuntaza Branch - Approving credit requests within branch limits, refer others to headquarter.- Approving credit cards requests.- Monitoring the daily reports ( Murabaha & Istisna' payments, LGs , Transfers )- Reviewing and auditing of contracts & monitor the strength and validity of Loan guarantees- Bring in new customers.- Meeting with customers and resolving any problems or complaints- Promoting and marketing the Bank and its products- Ensuring there’s a high level of customer service- Monitoring sales targets- Reporting to Branch Manager- Train and supervise section's' staff.

Nablus

-Approve loans within specified limits, and refer loan applications outside those limits to management for approval.-Meet with applicants to obtain information for loan applications and to answer questions about the process.-Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.-Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.-Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.-Review and update credit and loan files.-Review loan agreements to ensure that they are complete and accurate according to policy.-Compute payment schedules.-Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.-Submit applications to credit analysts for verification and recommendation.-Handle customer complaints and take appropriate action to resolve them.-Work with clients to identify their financial goals and to find ways of reaching those goals.-egotiate payment arrangements with customers who have delinquent loans.-Market bank products to individuals and firms, promoting bank services that may meet customers' needs.-Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Palestinian Territory

-receive and count working cash at beginning of day-identify customers, validate and cash checks -accept cash and checks for deposit and check accuracy of deposit slip-process cash withdrawals-perform specialized tasks such as preparing cashier's checks, personal money orders, issuing traveler's checks -and exchanging foreign currency-perform services for customers such as ordering bank cards and checks-receive and verify loan payments, mortgage payments and utility bill payments-record all transactions promptly, accurately and in compliance with bank procedures-balance currency, cash and checks in cash drawer at end of each shift-answer inquiries regarding checking and savings accounts and other bank related products-attempt to resolve issues and problems with customer's accounts-explain, advise on and promote bank products and services to customers

Palestinian Territory

-Services existing accounts, obtains orders, and establishes new accounts by planning and organizing daily work schedule to call on existing or potential sales outlets and other trade factors.-Adjusts content of sales presentations by studying the type of sales outlet or trade factor.-Focuses sales efforts by studying existing and potential volume of dealers.-Submits orders by referring to price lists and product literature.-Keeps management informed by submitting activity and results reports, such as daily call reports, weekly work plans, and monthly and annual territory analyses.-Monitors competition by gathering current marketplace information on pricing, products, new products, delivery schedules, merchandising techniques, etc.-Recommends changes in products, service, and policy by evaluating results and competitive developments.-Resolves customer complaints by investigating problems; developing solutions; preparing reports; making recommendations to management.-Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies.-Provides historical records by maintaining records on area and customer sales.-Contributes to team effort by accomplishing related results as needed.

Master, Business Administration

Activities and Societies: I'm very proud of these two recommendation "Sameh studied managerial economic with me last semester. He is one.

Ba, Finance & Banking