- Act as Manager Representative of the Bank and its services in Libya.- Act as liaison between the Tunis Head Office and local clients and correspondent banks in Libya.- Implement Business Development Strategy.- Interface with the management teams of all state-owned companies in the Energy, Banking, Investments and Infrastructure sectors.- Monitor, compile and relay accurate and updated information on commercial activity and economic landscape in general, including… Show more - Act as Manager Representative of the Bank and its services in Libya.- Act as liaison between the Tunis Head Office and local clients and correspondent banks in Libya.- Implement Business Development Strategy.- Interface with the management teams of all state-owned companies in the Energy, Banking, Investments and Infrastructure sectors.- Monitor, compile and relay accurate and updated information on commercial activity and economic landscape in general, including changes in local banking and commercial laws.* Ensure quality of service to local correspondents, local businesses as well as established Tunisian customers or seeking to establish themselves in the Libyan market * Participate in the achievement of financial performance in the term of International activities.* Participate in the risk management of international activity.* Ensure a quality support and assistance to internal clients in case of sollicitation in any issue regarding the Libyan market. Show less

* Was in charge of risk management (Commitments, NPLs and recovery), monitoring and implementation of business strategies, management of human resources management, solving administrative & legal issues as well as all operations and techniques of international trade and exchange regulations.* Prepare Branch budgets, achieve targets and is accountable for performance. * Develop & maintain client relationship - existing & prospective. * Visit clients and prospects on a regular basis… Show more * Was in charge of risk management (Commitments, NPLs and recovery), monitoring and implementation of business strategies, management of human resources management, solving administrative & legal issues as well as all operations and techniques of international trade and exchange regulations.* Prepare Branch budgets, achieve targets and is accountable for performance. * Develop & maintain client relationship - existing & prospective. * Visit clients and prospects on a regular basis in order to enlarge the client base. * Cooperate and facilitate work of Internal Audit and Risk Management to address gaps / respond to audit reports within agreed deadlines.* Maximize profitability, manage business growth and target market share as per objectives.* Undertake scheduled marketing visits of corporate & retail account manager in order to pursue business and to develop viable new relationships. * Aggressively seek and attract new customer relationships through planned/structured skills.* Interact with customers to obtain their feedback on BIAT, products & services, and report issues to the staff manager.* Maintain and develop the bank’s customer base and preserve Corporate & Retail Product image while optimizing profit contribution. * Seeking & promoting actively all marketing opportunities for attracting more business and ensuring maximum attainable profit contribution for the bank. * Highlight and update the approving authorities of any changes in the risk profile.* Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines.* Monitor money laundering activities, and coordinate remedial actions with management Show less

* Responsible for corporate portfolio management. Day to day accounts administration, identifying and responding to client needs and coordination of services for assigned clients. Provide excellent service and aggressively cross-sell BIAT products. * Actively seek out and market new customers. * Manage and monitor utilization of approved facilities in the best manner in order to achieve best returns from these accounts. * Provide assistance in financial counselling and information… Show more * Responsible for corporate portfolio management. Day to day accounts administration, identifying and responding to client needs and coordination of services for assigned clients. Provide excellent service and aggressively cross-sell BIAT products. * Actively seek out and market new customers. * Manage and monitor utilization of approved facilities in the best manner in order to achieve best returns from these accounts. * Provide assistance in financial counselling and information to BIAT’ client for all the services and products available. * Ensure excellent service and satisfaction to BIAT’s client by providing new account assistance, handling customer queries, complaints or problems in a professional manner. * Attend to client enquires expediently & coordinate with concerned dept. to ensure prompt response. * Monitoring and Follow up of the client to ensure prompt repayment of settlement on agreed loans and advances and to retrieve Letters of Guarantee for cancellation. * Work closely and support new collaborator, and monitor them in absence of the Branch Manager. * Maintain regular contacts / discussion with existing, potential customers to gain further business opportunities. * Meet the prescribed target in terms of number and volume as provided by the Branch Manager and the Area Manager.* Pro-actively follow-up customers risk by ensuring timely required information.* Highlight and update the approving authorities of any changes in the risk profile.* Ensure call visits to customers in order to understand and report the customer’s business nature and requirements. Show less

* Develops and analyse credit/financial information pertaining to diversified types of business loans, prepare detailed and summary analysis reports relating to financial conditions of business borrowers for loan committees and maintains an on-going periodic credit review process on existing business borrowers with outstanding loan balances exceeding defined aggregate debt as determined by BIAT loan policy.* Review applicants financial statements such as balance sheets, income statements… Show more * Develops and analyse credit/financial information pertaining to diversified types of business loans, prepare detailed and summary analysis reports relating to financial conditions of business borrowers for loan committees and maintains an on-going periodic credit review process on existing business borrowers with outstanding loan balances exceeding defined aggregate debt as determined by BIAT loan policy.* Review applicants financial statements such as balance sheets, income statements and cash flow statements to evaluate the overall strengths and weaknesses of the borrower* Formulate a recommendation to the Credit Committee agreeing or disagreeing with the request or proposing changes* Ensure that all requests are in line with the BIAT’s set guidelines and credit portfolio strategy* Ensure the integrity and quality of data and data analysis* Follow-up with business on all Credit Committees’ requests and enquiries* Determine and gather the information necessary to evaluate the credit worthiness and financial conditions of borrowers in accordance with BIAT’s standards* Identify early client risk/exposure, early detection of volatile industries and markets for assigned portfolio* Continuously monitor clients providing an independent review of credit quality, client risk/exposure, risk ratings, compliance with Credit Policy and compliance with terms and conditions of legal agreement. Show less

Inside the first company in South Mediterranean in fine porcelain manufacturing for household and professional. I was in charge: * The Setting business objectives, * Performance monitoring and actions with sales force and * Design stakes in major national exhibitions.