Samir Kumar Das Email & Phone Number

Mumbai, Maharashtra, India

· Revitalized and Restructured distressed Assets through CDR and non CDR routes.· Resolution through IBC· Recovery through Settlement and Legal actions:

· Managed Relationship of CLB portfolio comprising of 90 corporates with 1500 customers with sanctioned exposure of ₹ 2000 Crores.· Developed three products to provide working capital facilities to CLB borrowers and their group companies.· Made substantial changes to the existing programs to grow the book.

· Ensured that the loan portfolio is in line with the Credit Policy and is in compliance with internal and regulatory guidelines.· Strived for on-going improvement of the credit processes.· Tracked relevant sectors / industry and assess key industry risks on an on-going basis.· Ensured that detailed credit analysis and to provide independent opinion to.

· To ensure that the loan portfolio is in line with the Credit Policy and is in compliance with internal and regulatory guidelines.· To strive for on-going improvement of the credit process· To track relevant sectors / industry and assess key industry risks on an on-going basis.· To ensure that detailed credit analysis and to provide independent opinion to.

· Formulated Policies and Risk Scoring Models for SME loans, i.e WCDL, TL, Equipment finance, Bill discounting, Factoring, Channel Finance, LC and BG· Set up the SME Risk sector team pan India and· Management of the SME & Equipment Finance Portfolio of the Company.· Training, recruitments, skill development, empanelment of various agencies· Was.

· Joined in September’06 as Manager (SME), Promoted to AVP (SME) in May 2008. Designated as Senior Credit Officer.· As a zonal functionary of the bank, heading a team of 15 credit analysts for processing credit proposals.· Responsible for generation of new business based on the credit policy and keeping a track of the health of the credit portfolio.·.

· Headed a team of 45 and supervised the daily operations of the branch.· Responsible for man power management, customer relations, audit compliance, liaison with the government officials (it being a district head quarter branch), internal rating of the branch and budgetary targets.· Handled the Currency Chest of Reserve Bank of India and the credit.

· The team was responsible for appraisal and recommendation of mid- corporate accounts ranging from Rs 5 crore to Rs 250 crore.· As a team leader was responsible for the final assessment and recommendation of credit proposals apart from the usual monitoring, identifying and follow up with customers.· Apart from regular recommendations, handled.

· Responsible for the SME and mid corporate segment credit facilities ranging from Rs 2 crore to Rs 50 crore.· Identified credit proposals, verified the proposals and then recommended for disbursement.· Ensured compliance to Credit Audit Reports and other statutory requirements· Managing credit product delivery to customers after suitable compliances.·.

functioned as Accountant, Field officer and Branch Head.

Certified Associate

Certified Professional Data Base Administrator

Diploma, Electrical Engineering

Political Science/Public Administration