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Sammantha Ray Email & Phone Number

SVP Credit Officer and SBA Administrator at Kitsap Bank
Location: Snohomish, Washington, United States 12 work roles 2 schools
1 work email found @heritagebanknw.com 2 phones found area 208 LinkedIn matched
✓ Verified May 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email · 2 phones

Work email s****@heritagebanknw.com
Direct phone (208) ***-****
LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Role
SVP Credit Officer and SBA Administrator
Location
Snohomish, Washington, United States
Company size

Who is Sammantha Ray? Overview

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Quick answer

Sammantha Ray is listed as SVP Credit Officer and SBA Administrator at Kitsap Bank, a company with 242 employees, based in Snohomish, Washington, United States. AeroLeads shows a work email signal at heritagebanknw.com, phone signal with area code 208, and a matched LinkedIn profile for Sammantha Ray.

Sammantha Ray previously worked as SVP Credit Officer/SBA Administrator at Kitsap Bank and VP Credit Officer at Kitsap Bank. Sammantha Ray studied at Pacific Coast Banking School.

Company email context

Email format at Kitsap Bank

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{first}.{last}@heritagebanknw.com
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AeroLeads found 1 current-domain work email signal for Sammantha Ray. Compare company email patterns before reaching out.

Profile bio

About Sammantha Ray

Experienced Credit Officer with a demonstrated history underwriting various Commercial and SBA credit transactions throughout the Puget Sound region.

Listed skills include Loans, Credit, Financial Analysis, Banking, and 30 others.

Current workplace

Sammantha Ray's current company

Company context helps verify the profile and gives searchers a useful next step.

Kitsap Bank
Kitsap Bank
SVP Credit Officer and SBA Administrator
Snohomish, WA, US
Website
Employees
242
AeroLeads page
12 roles · 19 years

Sammantha Ray work experience

A career timeline built from the work history available for this profile.

Svp Credit Officer And Sba Administrator

Snohomish, WA, US

Svp Credit Officer/Sba Administrator

Current

Bellevue, Washington, United States

Jun 2021 - Present

Vp Credit Officer

Bellevue, Washington

Jul 2017 - May 2021

Avp Credit Officer

Bellevue, Washington

Jul 2016 - Jun 2017

Avp, Assistant Relationship Manager, Sba

Seattle, Washington

Jan 2015 - Jul 2016

Credit Underwriter

Provided support to three Relationship Managers and the Department’s Market Team Leader related to a $75 million commercial loan portfolio (as of April 2014). Responsibilities included:- Analysis of financial statements as received from borrowers and applicants, as well as subsequent completion of credit memo presentations and term loan reviews for credit.

Nov 2013 - Aug 2014

Commercial Credit Analyst

Lynnwood, WA

- Performed financial and cash flow analysis to determine modification eligibility on credits within a FDIC Loss Share covered commercial loan portfolio of over $100MM. - Prepared conclusive modification reports for review and approval by senior credit administration.- Analyzed all financial statements received from external management company of bank.

Jun 2010 - Dec 2012

Branch Loan Assistant

Lynnwood, WA

- Assisted FDIC Closing Team with file creation, organization, report creation, and customer contact.

Apr 2010 - Jun 2010

Construction Loan Assistant

Citybank

Lynnwood, WA

- Managed appraised valuation figures and adjustments for collateral within the FAS 114/Impaired Loans Workbook.- Maintained the property tax database for all bank owned and loan collateral properties (approximately 3000 properties and $7MM annual tax bills).- Helped to track, audit, analyze, and classify numerous invoices, property inventory, appraisal.

May 2009 - Apr 2010

Branch Loan Assistant

- Reviewed and balanced all daily teller work via branch capture for end of day closing and Fed transmission. - Verified and entered daily batch sheets and wire transfers.- Scanned new and existing loan files into new paperless doc system.

2007 - 2010 ~3 yrs
Team & coworkers

Colleagues at Kitsap Bank

Other employees you can reach at kitsapbank.com. View company contacts for 242 employees →

2 education records

Sammantha Ray education

Bachelor Of Arts In Business Administration, Major In Finance; Minor In Human Resources/Personnel

Activities and Societies: Member of the Finance, Insurance, and Real Estate (FIRE) Club for two years, FIRE Club Treasurer for one and a.

FAQ

Frequently asked questions about Sammantha Ray

Quick answers generated from the profile data available on this page.

What company does Sammantha Ray work for?

Sammantha Ray works for Kitsap Bank.

What is Sammantha Ray's role at Kitsap Bank?

Sammantha Ray is listed as SVP Credit Officer and SBA Administrator at Kitsap Bank.

What is Sammantha Ray's email address?

AeroLeads has found 1 work email signal at @heritagebanknw.com for Sammantha Ray at Kitsap Bank.

What is Sammantha Ray's phone number?

AeroLeads has found 2 phone signal(s) with area code 208 for Sammantha Ray at Kitsap Bank.

Where is Sammantha Ray based?

Sammantha Ray is based in Snohomish, Washington, United States while working with Kitsap Bank.

What companies has Sammantha Ray worked for?

Sammantha Ray has worked for Kitsap Bank, Northwest Bank, Regal Financial Bank, Whidbey Island Bank, and Citybank.

Who are Sammantha Ray's colleagues at Kitsap Bank?

Sammantha Ray's colleagues at Kitsap Bank include Jannell Ryan Murphy, Cindy Rose, Annemarie Grey, Lisa Hobbs, and Makhala Olson.

How can I contact Sammantha Ray?

You can use AeroLeads to view verified contact signals for Sammantha Ray at Kitsap Bank, including work email, phone, and LinkedIn data when available.

What schools did Sammantha Ray attend?

Sammantha Ray studied at Pacific Coast Banking School.

What skills is Sammantha Ray known for?

Sammantha Ray is listed with skills including Loans, Credit, Financial Analysis, Banking, Finance, Commercial Banking, Credit Analysis, and Customer Service.

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