Paisalo Digital Limited
CurrentEXPERIENCE/ INSIGHTS• Showcase my managerial skills and interpersonal qualities to make a positive contribution to the organization.• Extensive experience in selling personal loans, microfinance, and business loans to small and medium-sized enterprises, educational institutions, and real estate sectors. Successfully developed territories in Delhi, Maharashtra, and Gujarat, and worked across various regions throughout Pan India in segments such as SSI, SME, and Mid-Corporate.• Maximize revenues by effectively closing deals through client coordination.• Continuously monitor key accounts, identify service area issues, and implement corrective actions.• Acquire new SME and corporate clients, and manage cross-selling and top-up sales to eligible clients.• Maintain client relationships according to defined benchmarks and ensure adherence to the sales management process.• Manage delinquency and focus on recovery efforts.• Leverage extensive experience to maximize staff potential and ensure their skills benefit the organization.• Coordinate with the credit team for loan sanctioning and conduct meetings with proposed corporate clients.• Network and build relationships with key market intermediaries, such as law firms and financial advisers.• Source new customers and manage the existing customer base effectively.• After due diligence and discussions with the credit team and legal department, take final decisions on loan cases.• Coordinate with the operations team to ensure the smooth disbursement process.• Handle a large number of high-value legal cases, including Arbitration and Section 138 of the Negotiable Instruments Act, and various litigations for the company and its associates, ensuring maximum recovery.• Manage all operational tasks with high efficiency.• Ensure post-disbursement documentation and resolution are completed within the defined turnaround time (TAT).
