Samridh Goyal Email and Phone Number

- Reviewed purchase contracts and agreements to identify potential risks and ideal mitigation strategies.- Reviewed Tax returns, credit reports, financial statements and transactions to verify accuracy and completeness.- Modified loan requests to determine best type of loan program for each potential borrower.- Calculated loan applicant debt ratios, income and terms and payments to determine financial stability of applicants to repay loan.- Completed pre-closing responsibilities to prepare loan files for closing team.- Monitored KYC documents & identified any potential risk for AML for accurate underwriting delivering department production goals.- Reviewed Income Statements such as Pay-stubs and W2, Assets statements to effectively underwrite residential real estate loans.- Contacted borrowers to gather additional information to make appropriate lending decisions.- Served bankers, internal staff and borrowers by offering alternative options and explaining credit decisions.

- Verified work aligned with service levels agreed and client requirements.- Apply and maintain design and pricing or commercial guidelines and standard work instructions.- Assign task to relevant fulfilling teams for design, costing, delivery, etc and ensure timely and quality completion of those tasks.- Applied core knowledge to effectively communicate sensitive or technical information while adhering to regulatory guidelines.- Developed knowledge of company products and services to make suggestions according to customer needs.- Keep client and internal team informed throughout the service request management and fulfilment process.- Developed and updated tracking spreadsheets for process monitoring and reporting.- Generated reports detailing findings and recommendations.- Engaged with clients to build business relationships.