Sam Romine Email & Phone Number

Tulsa, Oklahoma, United States

Tulsa, Oklahoma, United States

Underwriter

Tulsa, Oklahoma Area

Tulsa, Oklahoma Area

Analyze a sample of a bank’s loan portfolio for credit quality, sufficient credit documentation, lien perfection, adherence to loan agreement covenants, compliance with internal policies, properly identify individual relationship’s risk rating, and identify impaired loans and analyze impairment. Communicate with bank leadership noted deficiencies and identified weaknesses and assist with development of action plan to take corrective measures.

Tulsa, Oklahoma

Work with my customers, both small businesses and consumers, to achieve their short and long term financial and banking needs. I help my customers obtain these goals through saving correctly, establishing lines of credit, increasing their cash flow for everyday life, growth opportunities, and for emergency situations.

Prospect for new business opportunities by cold calling, in branch, and through database profilingEvaluate appraisals for accurate comparable and construction qualityProfile customers to place them in the right mortgage programReview customers financials to produce financial ratios and qualify income Collect and disclose proper paperwork to ensure government and company regulations are known and followed

Qualify customers’ financials for business lines of credit and secured loansFollowed publications and market trends to identify customer opportunities and risksWork with branch employees to ensure government and company regulations were known and followed Enhance and deepen customer relationships by recommending other business and bank products Work with branch team to identify potential customersContinuously studied competitors’ product offerings to stay on top of industry standards and trends