- Gestão de projetos de adequação à Resolução CMN 4.966/21, à Resolução BCB 219/22 e à Resolução BCB 309/23 no que diz respeito às perdas esperadas- Suporte à auditoria na avaliação de modelos de perda esperada de IFRS9- Gestão de projeto desenvolvimento de automação de testes de controles de processos

Management of 30+ consultants in financial risk projects (IFRS 17, CVA, Market risk and ALM) using the SAS software. Main activities: • Guarantee the P&L controls of the projects • Support the team with daily project management and delivery guide • Develop proposals • Structure the strategy plan for the area • Hire consultants • Help the consultants to manage their career • Build partnerships with fintech consulting firms

Conducted a project in a Brazilian bank focused on foreign exchange operations – analysis, diagnosis and restructuring of the process of calculation of results of foreign exchange operations analyzing positions (ALM), product characteristics, operational hedges, financial hedges, accounting and management calculation. As a result, the business factors that generate the exchange results were precisely understood and the senior management came to have a better basis for decision-making.

•Review and update the internal audit program of Risk, Capital and ICAAP Report processes of the second largest Brazilian private bank with the main deliverables being:1-Development of a benchmarking about the scope of the audit function and model validation department regarding Risk, Capital and ICAAP Report oversight taking into consideration the main guidelines of Federal Reserve – Office of the Comptroller of the Currency (FED-OCC), European Central Bank – Banking Supervision (ECB-BS) and the mandatory regulatory requirements of the Brazilian Central Bank (BACEN). As a result, the bank could coordinate the activities of both areas to guarantee a complete oversight of Risk and Capital obligations 2-Development of a master plan of the internal audit with +1000 points of verification to guarantee the complete oversight of the risks according to the BACEN regulation of BASEL III•Support to the PwC external audit team as expert on the model validation of credit loss provision according to IFRS 9 in several audited banks including the largest private bank in Brazil (S1) and other medium and small ones (S2 and S3). The scope consisted mainly on the analysis of default definition, risk parameters (PD, LGD, EAD), forward looking information, significant increase in credit risk (SICR), discounting, overlays/qualitative adjustments and governance over the models•Due diligence of the Anti-Money Laundering (ALM) and Anti-Bribery and Anti-Corruption (ABAC) program in a payment service processor (target) regarding a M&A•Due diligence on the origination, underwriting, credit approval and credit risk models of a Brazilian creditech target of a M&A•Support to the Vice President of Operations of a huge USA bank in implementing activity in Brazil: (i) mapping the preoperational procedures, (ii)executing back-office, transactions of FX, Bonds and (iii) updating the main procedures to the go live of the bank

•Manager of several Enterprise Risk Management (ERM) projects based on ISO 31000, COSO ERM, CVM 552 in big clients of Oil&Gas, education, retail and mining•Instructor of ERM and Governance courses for clients (Risk University) and for KPMG consultants in Brazil•Responsible for selling ERM and Governance projects in Rio de Janeiro, Minas Gerais and Northeast of Brazil

•Coordination of the ERM program that consisted on identification, assessment and development of the management model to deal with the risks based on COSO ERM •Coordinated and supported the corporate credit risk analysis by S&P and Fitch Ratings•Coordination of a USD 1,25 Bi short-term financing based on capital call guarantee with five international banks (SMBC, Bank of Nova Scotia, Citibank, Bradesco BBI e Standard Chartered)This deal was awarded as the Structured Finance Deal of 2013 by Marine Money Offshore•Coordination the relationship with the “Fundo Garantidor da Construção Naval” (FGCN) a private shipbuilding guarantee fund first funded by Brazilian federal government. This fund was very important as a guarantee to the whole finance structure of the project•Participation on private placement of a BRL 1,85 Bi, 20 years Debenture with FI- FGTS fund

•Implemented the ERM program. As a result, the company could define the priorities and decided to mitigate industrial risks that could cause severe damage to the company solvency•Implemented the model (CF@R and E@R) to justify to C.E.O. the use of NDF (non deliverable forward) as currency hedge for exported products. This financial instrument was used to protect substantial part of fixed costs against currency risk. In addition, controlled the execution of all derivatives and verified the compliance with internal risk policies•Modeled and controlled the credit risk of clients and financial institutions. This was extremely useful after the bankruptcy of Lehman Brothers. Analyzed the health of financial institutions via collateral, CDS, financial ratios and news analysis

•Participated on the implementation and management of a credit product to clients based on his/her stocks of the portfolio. This product was responsible for 10% of all annual revenues and was exclusive for more than 2 years•Valuated fixed income, sovereign bonds, derivatives (options, forwards, futures, swaps) and financial products created by Ágora such as market maker and securitized cash flows•Managed the collateral of clients` portfolios and risk parameters of CVM (Brazilian SEC), B3 and Ágora on daily basis with power to realize operations to protect the company•Approval of operations with derivatives and credit limits. As a result, the company avoided frequent and big losses due to unmonitored expositions made by front office

•Reported the market risk by V@R, stress tests and scenarios for all portifolios managed by company to CVM.•Analysed the performance indicators (Sharpe, Treynor, Sortino and Alfa) of the company`s funds and competitors. Information used to compare the return of the industry and of the company in road shows. •Created VBA codes to mitigate the back-office`s operational risk.•Controlled the liquidity risk of positions in stocks.