Samuel Richard Natanael Simorangkir Email & Phone Number

West Java, Indonesia

• Create and maintain positive ongoing relationships and coach customers to understand Hejaz's value proposition
• Accept and manage new credit applications, following up with relevant stakeholders, issuing Approval in Principal Offers
• Prepare supporting documents for loan file
• Process loan documents, verifying the accuracy and the completeness
• Conduct preliminary assessment and serviceability
• Complete loan calculations, assessment criteria and scenario workshopping

Jakarta, Indonesia

• Conduct daily reviews of all incoming credit applications in the pipeline, based on applicable credit policies and SOP.
• Thoroughly analyze and assess the creditworthiness of debtors through detailed analysis of credit performance, character, income, collateral, and repayment capacity.
• Maintain daily targeted numbers of incoming applications to be reviewed, as well as committed SLA.Perform know-your-customer (KYC) processes, document authentication, data verification (PV or survey result), fraud.
• Work independently and as part of a team to meet established objectives, KPIs, and quality performance indicators, while ensuring adherence to policy implementation.
• Provide recommendations for approval or denial based on the results of credit analysis, including a legal, financial, business, and background perspective of the prospective customer.
• Propose mitigation solutions for financing customers to minimize lending risks and effectively communicate these solutions to sales, marketing, and business teams.

Jakarta, Jakarta, Indonesia

• Support the Head of Finance on the design, implementation, and execution of various digital transformation initiatives from credit risk management perspective.
• Develop and implement credit risk strategies of new consumer product and carry out corresponding collaboration with the Sales Team.
• Maintain the dashboard of credit approval, credit scoring, collection management, and credit operation.
• Make decisions and recommendations about extending lines of credit.
• Analyze customer documents to prevent fraud.
• Work on any ad hoc Credit related projects.

Greater Jakarta Area, Indonesia

• Analyze customer data to determine level of risk involved for extending credit.
• Conduct presentations to upper management and executive teams for loan recommendations.
• Make decisions and recommendations about extending lines of credit.
• Analyzed customer documents to prevent fraud

Greater Jakarta Area, Indonesia

Greater Jakarta Area, Indonesia

Jakarta, Indonesia

• Posted testimonials, promotional content and consumer experiences to social media platforms to garner comments and likes.
• Created, curated and managed published content for feed and stories across social media channels.

Bachelor Of Engineering - Be, Geology, 3.22 Of 4.00

My final project is Biostratigraphy Determination Based on Microfossils Data of Plaktonic and Benthic Foraminifera in Serang River.

Science, 50 Of 60