Sandeep Asdhir Email & Phone Number

Technology and AI-Driven Marketing & Strategy Solutions.Connecting global content creators and brands through a dynamic, human-centric platform.

Los Angeles, California, Us

Accomplishments: Developed a comprehensive 7-year Revenue Model with projections of $450MM in the first year of Loan Originations for the eyes of institutional investors to fund loans. The Revenue Model Incorporated Direct Loan Costs (appraisal, servicing, underwriting, late fees, closing fees, inspection costs), Sales Costs (loan commissions, operational incentives), OpEx, Net Revenue of UPB efficiency ratio, Origination Volume, and all Proforma details. The model provided a detailed financial outlook, enhancing decision-making processes and provided a screenshot for capital allocators.Engineered a sophisticated loan structuring tool and profitability calculator to assist and streamline the decision-making processes for loan originators and the credit underwriting team. Analyzed intricate real estate market trends – observed trends in SOFR rates, commercial real estate vacancy rates, providing invaluable strategic insights. This involved a deep dive into market dynamics, enabling the formulation of data-driven lending strategies.Conducted thorough diligence on real estate properties, meticulously evaluating market conditions, property value, and associated risks to make well-informed lending decisions.Collaborated with the CEO, CFO, and Legal Counsel to meticulously construct and execute a comprehensive project launch plan. This involved effective communication, strategy alignment, and seamless coordination, contributing significantly to the successful initiation of the project.Spearheaded and executed project management initiatives, ensuring the seamless operation of lending processes. This included overseeing project timelines, resource allocation, and coordination among cross-functional teams (including Finance, Credit, Technology, Marketing, and HR).Created venture funding slides that played a pivotal role in successful fundraising efforts. These slides communicated the company's value proposition, financial strategy, and growth potential to investors.

San Jose, Ca, Us

Accomplishments: Responsible for the underwriting of loan facilities which encompass venture term loans, lines of credit, and asset-based lending from the initial stages to the disbursement of funds. This involves deposit relationships and contributing to the Loan Committee’s decision-making process regarding the extension of credit facilities up to $20MMUnderwrote the risk and oversaw the completion of intricate Venture Debt Loans from inception to funding. This entails underwriting financial statements such as Income Statement, Balance Sheet, and Cash Flow Statement to gain insights into the overall financial well-being of a businesses seeking capital.Analyzed financial statements & key performance indicators to evaluate their financial performance. Specifically, KPIs like retention versus churn rate and customer acquisition cost relative to a customer lifetime value and utilizes to assess the Return on Invested Capital. Additional ratios to determine the operational burn of the company.Responsible for recreating Capital “Cap” Table by considering the fully diluted ownership of Common Shares, Preferred Shares, Warrants, and SAFEs.Nurtured relationships with technology company founders, stakeholders and conducting diligence calls with the investors to gather additional information to gain a deeper understanding of a company’s value proposition, growth strategy, and financial performance for credit underwriting and portfolio management duties.Involved in overall bank compliance by collaborating with the second line of defense to oversee risk, ensuring adherence to bank policies, procedures, and local/state regulations.Managed the Venture Debt Portfolio which involves the monitoring of financial performance and reporting of invested companies, actively monitoring portfolio issues, key performance indicators, covenant compliance monitoring and ensuring companies meet their financial and reporting covenants as per loan service agreement.

New York, New York, Us

Responsible for Leading and working alongside risk project management teams with the design, identification, development, and implementation of enterprise-wide processes and end-to-end processes centered around Federal Reserve issued consent order.

Fremont, California, Us

Toronto, Ontario, Ca

Montreal, Quebec, Ca