Sandeep Vellarikkat Email & Phone Number

Chennai, Tn, In

Chennai, Tamil Nadu, India

Chennai, Tamil Nadu, India

Cochin

Responsible for managing the Product Life Cycle, Process, Promotion & Geography (Place) for the asset finance business. Notable Contribution: Played a key role in transforming Muthoot Capital to a New-Age NBFC in India with excellent operational and profitability metrics for Two Wheeler Business by co-conceiving and driving strategic business transformation  Introduced Loyalty loans, Used Car loans, Electric TWL loans, Consumer Utility Loans to diversify and augment the existing Two Wheeler Business Orchestrated several successful Marketing Campaigns besides Muthoot Capital’s entry into the North and East India, originating 25% of company’s overall business Managed a team of 70 professionals; Delivered large profitable loan book (2600 Crores in March 2020 from 1500 Crores in March 2017 – Growth of about 70%)  Key member of Muthoot Capital’s Strategic team - Member of IT Strategy Comm and Risk Management Comm; Representing management in Board meetings and Regulatory Briefings (with Analysts & Rating Agencies for Credit Management Framework etc.)  Instrumental in Implementation of Business Rule Engine, Video Verifications and Proprietary Scorecard etc. Stakeholder Management - Developed and Managed Key Relationships with Major OEMs and Service Providers:o Orchestrated tie-up with Hero Electric for E-TWL Partnership during Auto Expo 2020, besides managing tie-ups with Honda and Suzuki. o Developed partnerships with Fin-tech partners for UCL loans and CD loans. Achievement: - Recognized for Leadership Excellence for 18 – 19 as Head of Product and Risk

Mumbai

Joined as Asst. Manager and promoted to Manager, Senior Manager (Project Management Office / TW - Product & Project Implementation) and Later to National Product Head-Product & Project Implementation in 2016 as a result of rapid growth in product lines and profitability of Consumer Finance• Product & Project Management – Led Key Sales initiatives for Distribution Team & Retail Asset Team:o Improved TWL market share to 6% (from 3%)o Implemented Sales Force Effectiveness Program (SFE) across 185 Branches in 17 states significantly improving the operational metrics of the branches.o Ideated and led the marketing of L&T Finance IPO and Infra Bonds across L&T ecosystem covering 1.15 Lac employees across 17 states.• Digitization - Led the implementation of “Sangam” (an automated Sales Management Platform), LeMS (Lead Management System) and WMS (Wealth Management System) for retail distribution platform.• Stakeholder Management – Managed Key relationships across Mutual Funds, Tractor and TWL OEM representatives. Recognitions:  Service Excellence Award in 2011 in recognition of distribution & marketing during L&T Finance’s IPO Star Award Winner - Entrepreneurship for implementation of SFE in 2015  Star Award Winner - Value Champion for Teamwork (Implementation of “Sangam”) in 2017

Palakkadu, Kerala, India

Mumbai

Mumbai

Kochi, Kerala, India

Coimbatore, Tamil Nadu, India

Executive Mba, Business Administration And Management, General

Bachelor Of Commerce - Bcom, Accounting And Finance

Bachelor Of Commerce, Accounting And Finance

Education record