a) Financial Analysis, Ratio analysis, Trend Analysis, Credit Rating for wholesale loan proposals.b) Provide insights into both historical and projected financial performance through analysis and interpretation of results. c) Undertake Credit Rating Models and finalization of Credit Risk and Ratings.d) Undertake financial modelling and financial forecasting for corporates. e) Management of Credit appraisal, assessment of all credit facilities products like Business Loans, Cash Credit, Overdraft, WCTL, Mortgage Loan, Housing Loans, Professional loans, MSME loans etc and proper team management. f) Credit assessment and guiding junior staff and branches for credit decision of retail and wholesale proposals.g) Presentation of proposal in front of sanctioning authority.h) Checking and finalization of financial appraisal notes of retail and commercial loan proposals.i) Assisting higher authorities in budgeting and planning for branch business. j) Corporate Borrower Relationship management .k) Carrying out due Diligence on credit proposal assigned.l) Monitoring of Corporate accounts. m) Ensures proper KYC and documentation for pre and post sanctions.n) Undertake pre sanction and post sanction activity.o) Verification of sanction letters and ensures all terms and conditions are incorporated for safeguard of Bank. p) Assisting in preparation of annual budgeting and targets for Bank business. q) Periodic review of pending credit audit points and ensures to complied within time period.r) Undertake authorisation, checking of banking operational work & effectively manage team under my authority. s) Management and follow up for MIS and timely reporting of various important reports in time to RBI and Bank’s Head Office. t) Management and Follow up for compliance of audit queries in case of post disbursement. u) To look after overall activities, housekeeping, general administration and Team Management.

a) Having good experience in Financial Analysis, Credit Appraisal and assessment of all credit facilities like business loans, Cash Credit, Overdraft for business, WCTL, Mortgage Loan, Housing loan, Vehicle loan etc.b) Currently undertake Financial Analysis, Credit Analysis, Ratio analysis, Trend Analysis, Credit Rating for retail and wholesale lending.c) Provide insights into both historical and projected financial performance through analysis and interpretation of results.d) Assisting in budgeting and planning of branch business. e) Banking operations and auditing, Authorisation, Checking of banking operational work. Effectively manage team under my authority. f) Assisting higher authority in taking credit decision.g) Management of pre and post disbursement activity. Ensure proper credit documentation before and after disbursement. h) MIS and timely reporting of various important reports to Bank’s Head Office and RBI as per requirement. Maintaining KYC norms, accounting as per RBI Guidelines.i) Follow up for compliance of audit queries in case of post disbursement. j) To look after overall activities, housekeeping, general administration and Team Management.k) Following the procedure of the bank & ensuring compliance of rules and regulation as per policy. l) Working on and handling software like Finacle, Glems, Omni, Swift Web, Swift Core, KRAMAN, LOS, CRISIL etc

a) Handling Wholesale and Commercial loan portfolio. Ensure proper Credit Administration.b) Verification of executed legal documents.c) Limits & Collateral Maintenance in system, CERSAI Maintenance, ROC Maintenance and Insurance Policies Maintenance.d) Ensure Proper Compliance before disbursement. e) Handling software like Finacle, Glems, Omni, Swift Web, KRAMANf) Credit Operations- Setting limit in system for Credit facilities.g) Liaison with Auditors & Ensure no audit queriesh) Tracking of post disbursement conditions related to Wholesale & Commercial operationsi) MIS

a) Branch banking and managing all operational Activity. Checking and Management of deposit, clearing, cash department and loan section. Customer Relationship Management. b) Financial Analyst, Ratio analysis, Trend Analysis, Credit Rating for finance of secured and unsecured Loanc) Credit Appraisal, Credit processing and credit assessment of Commercial as well as retail loans, Mortgage Loan (LAP), Housing Loan, Vehicle Loan, Term Loan, Business Working Capital, Cash Creditd) Preparing financials models to ascertain financial stability and eligibility.e) Auditing and checking of banking operational work.f) Compliance of audit queries in case of post disbursement. g) To look after all activities to accounting in system, housekeeping and general administration.h) Following the procedure of the bank & ensuring compliance rules and regulation of the bank including latest circulars and credit policy. i) Maintaining KYC norms, Book keeping as per RBI Guidelines.

a) Branch banking and managing all operational Activity. Checking and Management of deposit, clearing, cash department and loan section. Customer Relationship Management. b) Credit Appraisal, Credit processing and credit assessment of Commercial as well as retail loans, Mortgage Loan (LAP), Housing Loan, Vehicle Loan, Term Loan, Business Working Capital, Cash Creditd) Preparing financials models to ascertain financial stability and eligibility.e) operational work.f) Compliance of audit queries in case of post disbursement. g) To look after all activities to accounting in system, housekeeping and general administration.h) Following the procedure of the bank & ensuring compliance rules and regulation of the bank including latest circulars and credit policy. i) Maintaining KYC norms, Book keeping as per RBI Guidelines.

Study of Direct and Indirect taxation.

This project is carried to understand different types of taxes which are levied on manufacturing company. It is a descriptive type of project.As a part of the study I mentioned all necessary details about various taxes, process of payment and return filling & penalties with the help of charts and tables. Analysis of various measures for reducing tax burden is done in this project.