Sandhya Babu Email & Phone Number

Sunnyvale, Ca, Us

Bentonville, Arkansas, Us

1. Use complex data to help our leaders and cross-functional teams make informed decisions, measure success, and influence policy to protect the integrity of the marketplace. 2. Responsible for building out a holistic view of seller risk performance, identifying potential risks and supporting controls by leveraging analytics insights and tools.3. Some of the key focus areas are onboarding and vetting risk strategies, design and measurement of risk controls that support seller growth while protecting buyers from bad actors. 4. Partnering with senior leaders (Directors/Sr Directors) on business and product teams to define and measure the success of Marketplace business.

London, Gb

Perform in-depth analysis of existing customers among top partnership portfolios to identify both short term and long term wallet share growth and profitability opportunities to support overall US portfolio growth through Credit Line Increase program. Worked within control and execution team to make sure risk and control frameworks are effectively executed.

Las Vegas, Nv, Us

Worked within the fraud risk team and internal business partners to develop, implement, and evaluate fraud risk management strategies. Developed strategies using advanced analytics tools (SQL, SAS, Excel, Tableau), created detailed reports to analyze fraud data, helped in reducing fraud losses and minimizing false positives.

Richardson, Texas, Us

Edinburgh, Scotland, Gb

I joined Royal Bank of Scotland (RBS) as a Financial Data Analyst (Trade operation), this professional working experience at a private bank exposed me to the real world which bolstered me to gain immense knowledge about the financial service sector.• Prepared financial and ad-hoc reports for each VIP clients having average net assets of $65 M+ with 100% accuracy • Assisted the management team with the BP&F activities, to determine the long-term and short-term goals of the bank • Scrutinized financial documents as per the letter of credit according to the international banking rules, UCP & ISBP • Filtered client’s data using Fircosoft filtering technology (FOL), to identify potential sanction list for anti-money laundering and reduced the turnaround time for document delivery to the clients by 35% • Managed the client data & implemented online checklist to accurately track and record SLA breaches using VLOOKUP • Worked with the Risk Management team, conducted internal audit to ensure the data security & data cleaning process • Organized meetings within team and distributed timely reports based on weekly, monthly and quarterly production schedule • Cross trained in other sectors of the bank like AML (Anti-money laundering), Guarantees, Compliance and Collections • Recipient of ‘The processor of the year’ and ‘Spot ovation’ award for improving the team’s efficiency and accuracy

At the end of the year of my bachelor’s course, I knew my interest in learning things beyond books, I was fortunate to get an opportunity to work as an intern at Repco Bank. This opportunity exposed me to various operations and professional environment in a banking sector. It was amazing to find myself to able to meet with the demands of work at the professional level with no previous experience. I was lucky to work under the bank's manager, who played a key role in helping me integrate with all the teams which had different dynamic individuals with a different skill set. My work at Repco Bank was concentrated more towards the financial aspect of the bank and dealing with the customers. During my bachelor degree, I submitted a project entitled as,’ A STUDY ON NON-PERFORMING ASSET (NPA) IN REPCO BANK’. Learning and implementing the concepts were an important part of our curriculum, and this project in association with the Repco bank as an intern gave me an insight about the fundamentals and nuances of the financial management sector in banks.Roles and Responsibilities :• Prepared daily and weekly reports for management, evaluated the accuracy of customer’s approved credit limits • Analyzed financial statements of the clients to determine their repaying capacity and default rate • Proposed organizational procedures and transaction protocols that were implemented to enable streamline process by 20% • Evaluated business growth factors, provided cause & recommendation to minimize the non-performing assets • Monitored the current and historical data of the applicants to resolve any fraudulent activity involved

Master Of Science - Ms, Financial Engineering And Risk Management

Bachelor Of Commerce - Bcom, Bank Management