Sandhya Ramanathan Email & Phone Number

Chennai, Tn, In

Chennai, Tamil Nadu, India

Chennai, Tamil Nadu, India

Key Strengths: Set up the operations team , analytical skills and MIS preparation.Set up the entire Regional Operations Hub including team recruitment and training.Job involved supervising a 5-member operations team taking care of the disbursement process for Business Loans and Loan Against Property for South (Karnataka, Andhra Pradesh, Telengana and Tamil Nadu)Additionally given the responsibility of handling a 3-member team to manage the disbursement process for Shriram Housing Finance Ltd.Involved disbursement of Housing Loans and Loan Against Property for TamilnaduJob included tracking OTC, PDD, Cheque Clearance and sending files to archival.

Chennai, Tamil Nadu, India

Key Strengths: Ability to build relationships, analytical skills and MIS preparation.Part of the Private Banking Group of HDFC BankManaging customer needs for wealth management of HNI clients.Ensuring all service needs are met.Involved in organising of events and inviting customers to the same. Support to Regional Head for region related MIS.

Premier Relationship Manager - NRIKey Strengths: Leadership, Innovation, Adaptability, Ability to build relationships and people managementPart of a core team that is spearheading the concept of Premier Banking and Wealth Management for Non-Resident Indians (NRIs) in SingaporeBeyond conventional Wealth Management the role involves educating clients on opportunities and benefits of the concept and then about the products themselves.Operationally it involves selling investments and insurance products and new customer acquisition for the Premier Segment of HSBCCoordinating with client’s India Relationship Managers and providing service related to their overall relationship with HSBCWas chosen the most successful RM in insurance penetration for the month of Feb 2014 in the NRI team.

Singapore

Key Strengths: Analytical skills, MIS preparationPart of the Wealth Management team in the ITO of CitibankInvolved in documentation of Functional Specifications based on requirements

Key Strengths: Leadership; Innovation; Adaptability, Ability to build Relationships and People ManagementPart of a core team that is spearheading the concept of Premier Banking and Wealth Management in one of the most financially conservative part of India. Beyond conventional Wealth Management the role involves educating clients on opportunities and benefits of the concept and then about the products themselvesOperationally it involves selling investments and insurance products and new customer acquisition for the Premier Segment of HSBC

Key Strengths: Leadership; Innovation and Team BuildingPart of the pioneer team that was brought in when HSBC entered the Consumer Finance Segment in IndiaAfter settling in the products, was chosen to be part of the lead team for a 'first in India' 5KM micro marketing projectOver saw a team of 50 employees across three regions of IndiaUnlike conventional Micro-loans the objective was to grow the market among India's urban migrant worker populationPromoted to handle all key branches across India - Chennai, Pune and Delhi branches.Worked on retail store tie ups across locations to generate new businessDuring the Financial Crisis when the Micro-loan business was wound down, was one of only 5 employees chosen to migrate into other sectors from a pool of 75

Key Strengths: Responsibility; Leadership & People ManagementHandling a team of 5 RMs and 1 Centre Manager for the personal loan business.Spearheaded the Chennai team to disburse 2000 loan in Chennai in the month of Oct 2006.Have initiated various creative marketing strategies such as "Loan Melas (Loan Promotions) with a difference" to acquire new businessInstrumental in setting up the Top up channel for Chennai and handled the top up business for 5 monthsSignificant experience in the credit department

ChennaiKey Strength: Team Work; Leadership and People ManagementHandled the personal loan branch at Nanganallur and Pallavaram, Chennai Handled a team of 7 officers and over 40 field agents Responsible for building a healthy portfolio with zero delinquency in the first year of operations of the branch.Implemented new marketing strategies for increasing customer base.Significant experience in credit departmentHave prior experience in two wheeler sales and credit for The Associates India (prior to merger with Citrifinancial)

Chennai

Madras School of Economics, ChennaiKey Strength: Team Work and Research orientedWas a part of the team for the TN State Development Project under the guidance of Dr. Raja Chelliah.Was involved in collection and analysis of data industry-wise for the TN State Development Project sponsored by the TN State Government

M Sc, Economics

Ba, Economics