Sandra Moreno Email & Phone Number

With over ten years of experience in the banking industry, I am passionate about helping small businesses access the financing they need to grow and succeed. As a SBA Loan Officer at Idaho Central Credit Union, I apply my expertise in financial systems and statements, loan analysis, and risk assessment to prepare and process loans for commercial and small business members. I value building long-term relationships with my clients, understanding their needs and goals, and providing them with tailored solutions and guidance. I am proud to be part of a team that supports the economic development and prosperity of our community.In my current role, I interview current and potential members for 7(a) loans under $500,000, and ensure that all required documents are complete and accurate according to policies, procedures, and regulations. I analyze the applicant's business to determine the feasibility of granting the loan request, and present my recommendations to the loan committee. I also monitor the loan portfolio, follow up on delinquent accounts, and assist with loan servicing and closing. Through my work, I have developed strong skills in banking, financial systems, financial statements, and customer service.