Sandip Bera Email and Phone Number

Key Responsibilities:◦ Ensure compliance with regulatory law (including Bank Secrecy and Data Privacy Law), with Anti-Money Laundering (AML) law, with Counter Fighting Financing Terrorism (CFT) law and Anti-Fraud (AF) law as well as compliance with internal guidelines and policies (including Export Control and Customs (ECC)).◦ Leading a team of 50+ FTEs for Ongoing monitoring of transactions to ensure compliance to regulatory & statutory requirements on Money Laundering on the basis of alerts generated due to different patterns of transactions posted in accounts. Currently managing Countries Angola, Cameroon, Cote D’Ivoire, Gambia, Ghana, Mauritius, Sierra Leone, Tanzania, Uganda, Iraq, Jordan and Qatar.◦ People management responsibilities include working with employees on career development, setting educational goals, compensation planning, creating performance improvement plans, and holding monthly one on one meetings with each employee.◦ Lead in the development and maintenance of IT Governance, Risk and Compliance Management strategy.◦ Develop and track engagement work plans, timelines, budgets, and resource allocations while acting as a point of contact for global escalations from operations and stakeholders.◦ Maximized team knowledge and productivity by effectively training, monitoring and directing employees in application of best practices and regulatory protocols.◦ Responsible for the planning, supervision, administration and performance of operational and financial audits or special reviews from small and routine to complex in nature; prepares written reports detailing audit findings, recommendations and auditee responses; and assists with review of the audit report drafts. In addition, provide direct supervision of audit team activities at one or more audit locations to ensure professional standards are maintained.

• Key Responsibilities:◦ Ensure compliance with regulatory law (including Bank Secrecy and Data Privacy Law), with Anti-Money Laundering (AML) law, with Counter Fighting Financing Terrorism (CFT) law and Anti-Fraud (AF) law as well as compliance with internal guidelines and policies (including Export Control and Customs (ECC)).◦ Managed over one hundred employees daily. Developed work schedules and processed payroll. Employee related management included interviewing, hiring, training, coaching, motivating, discipline, performance appraisal, conflict resolution, and the administration of human resource policies and initiatives. Recruited quality future employees.◦ Track significant issues arising from FCC metrics, FCC Assurance activities, Audit reviews and regulatory inspections, providing validation of issue closure where necessary.

◦ Detect suspicious transactions by transaction monitoring and assisting in formulating, reviewing and implementing compliance policies revolving around Financial Crimes Compliance (AML/CFT) sanctions compliance and Anti-Corruption matters including compliance training, developing and managing policies and procedures, performing due diligence and risk management.◦ Ensure effective personal development plans are in place for each team member and that these provide a balance between supporting both individual and business goals and objectives◦ Investigating high risk clients and reporting where necessary, including Politically Exposed Persons, and obtaining all necessary documentation to complete the client file.

◦ Responsible for identifying and researching the patterns, trends and anomalies in complex transactional and customer data to detect, prevent, mitigate and report suspicious transaction related to money laundering, terrorist financing and structuring.◦ Conducted research that utilized internal and external public and private database to compile a portfolio of information on funds transfer and or check instrument products/transactions.◦ Researched, wrote Suspicious Transaction Reports (STR) for regulatory filing.◦ Performed Enhanced Due Diligence on customer deemed high risk and suggested account restrictions and /or account closures based on risk to the institution.◦ Investigated, monitored and managed Trade accounts for suspicious activities on daily basis.◦ Identified multiple significant cases, red flags and patterns associated with the laundering of illicit funds.◦ Performed additional tasks as assigned improving the effective administration of the AML and KYC Policies.

◦ Managed a team of 20+ FTEs in branch banking and was responsible for overall team productivity; To manage costs to team budget including staff costs and Travel & Expenses.◦ Implementing competent strategies with a view to penetrate new accounts and expand existing ones for banking to privilege customers.◦ Effectively checked all KYC due diligence of account opened through Tab banking. ◦ Analyze HNI clients’ behavior and monitoring performance. Analyze strategy and reporting using SAS Business Intelligence◦ Completed analysis of transactional information to identify risk, trends and potential wary activity.

◦ Servicing clients for current account, channel migration facilities, Retail outward/inward remittances, Buy/Sell currencies, NRE/NRO account opening, Buy/Sell travelers cheques, Traveller’s Card Issuance, reload & refund , Etc.◦ Overseeing a gamut of front desk activities like cash receipt/Payment, accepting quick cash deposits. Issuance/cancellation/Revalidation of DD/PO to clients, RTGS/NEFT/Cheque transfers etc.◦ Mapping the client’s requirements & providing them expert advisory services pertaining to selection of right products