Sandra Barton Email & Phone Number

Phoenix, Arizona Area

Account ManagerManaged a large banking client for all aspects of a loyalty and rewards program• Managed multiple lines of internal resources to achieve SLA’s with all deliverables.• Created Gift Cards buying and funding requests for up to $14m. • Created numerous reports to track all aspects of the loyalty / rewards program.• Maintained a day to day open communication with the client.• Set up new promotions and merchandise and conducted QA of the client’s website.

Reviewed all credit history to approve purchase and refinance loans for conventional and HARP loans$418K lending authorityUtilized Zippy, DU and LP UW engines, Sharepoint, CLOSRMaintained continual education to better perform and stay in touch

Completing research, providing documentation and responses for Fannie Mae and Freddie Mac repurchase demands, compensatory fees, voluntary repurchases, and third party requests Completing review and validation of all documentation for Chase attorneys pursuant to litigation.Worked with the resolution group to mitigate losses to ChaseRoutinely selected for special projectsAs part of Investor Business Solutions, saved Chase millions of dollarsUtilized MSP, LPSD, BPO Direct, Federated, Sharepoint, IBS, Ivault, Fieldscape, Safeguard and, Allregs, FNMA and FHLMC guidelines.

Assist applicants in choosing the best loan for their academic needsAutomated UW decisioning loansUtilize 7 different software programs to complete the loan process

Defining approval types for HASP subordinations$500K lending authorityGo-to person in a team environmentUtilized 7 different systems to underwrite loans.SME for different loan types, wrote policy and procedure used Wells Fargo WideQA for Loan completions

Review and approve financial documents for $500M+ projects for fundingMaintain accurate records for completion of projectsRepresentative for angel funder

From a home office ran DU, AU, various other UW engines and submitted files to various lenders, maintained client relationship for completion of loans.Reconciled HUD and all required closing docs to titleClosed out and stacked completed files for the head office

Maintained relationship with ClientReconciled HUD, insured all docs to titleStacked and closed out files

Received files from Loan Officers for DU, submission to the lenders, title, VOEs, VODs ordered on each file, Conventional, FHA, VA, Jumbo loans completed. Worked with refinances from various states.Worked with DR Horton, maintained 100+ files for completion of new home builds, 30+ closings per month, with all docs to title in the proscribed time frameDrew my own docs and funded my loans, Files stacked and closed out. Quality Control throughout.

Completed 120 hours of continuing education for processing, worked as a junior UW, worked closely with UW to sign off conditions. FHA - VA, Conventional loansRan DU on files, utilized 4 different software programs, signed off conditionsMaintained client relationship, VOD, VOE, etc. all loan types, Files closed out in system, files stacked. Quality Control throughout.

Managed 10 Loan officers, title ordered, appraisals ordered, ran DU, files submissionVOD, VOE, HUD reconciled, all docs to titleFiles closed out and forwarded to Home Office, Quality Control throughout.

Sole processor for a branch of 12-15 loan officersTitles, appraisals, VOE, VOD orderedHUD reconciled, DOCS to title, files closed and stacked Quality Control throughout.