Sandra Bello Email & Phone Number

Calgary, Alberta, Canada

Calgary, Alberta, Canada

Toronto Canada

Managed the credit facilities portfolio of over 100 credit unions and members by offering lending products and services required to meet liquidity and funding needs, while protecting the portfolio from unexpected losses. Risk rated borrowers, prepared annual and periodic credit reviews of eligible borrowers, and evaluated security arrangements by analyzing the borrowers’ financial statements, the operating environment, business plans to determine the value of security relative to… Show more Managed the credit facilities portfolio of over 100 credit unions and members by offering lending products and services required to meet liquidity and funding needs, while protecting the portfolio from unexpected losses. Risk rated borrowers, prepared annual and periodic credit reviews of eligible borrowers, and evaluated security arrangements by analyzing the borrowers’ financial statements, the operating environment, business plans to determine the value of security relative to credit exposures. Issued and administered Letters of Credit and Financial Guarantees. Show less

Foods And Trade, Victoria Island Lagos

Structured innovative financing solutions and provided recommendations to management on credit decisions.Supervised the management of client accounts and resolution of client issues. Managed existing loan portfolio and solicited new businesses. Monitored the team’s performance against monthly/quarterly/annual budget.

Food & Beverages Team

Cultivated business relationship, providing advisory services and structuring credit and trade financing solutions (Letter of Credit, Bill's for Collections, Forfaiting) solutions that help clients meet their financial goals.Analyzed clients financial and non-financial data, to determine client's credit worthiness and the best financing solution for the client.Provided support in the absence of the cluster head.

Metal Fabrication Team, Ikeja

Handled Trade transactions, LPO Financing, deposit placement, bid bond, guarantees, project finance, on-lending, capital restructuring deals for corporate clients.Designed and developed solutions to capture ancillairy businesses within client's value chain aimed at optimizing the business relationship. i.e. Distributorship Financing Scheme, LPO Financing, Vendor Financing.

Transportation, Aviation Team

Initiated, developed and maintained sound business relationships with existing and prospective clients.Facilitated and monitored disbursement and administration of approved loans, to ensure customer’s compliance with credit terms.Identified and managed the B2B business opportunities to increase funds retention based on approved value-chain schemes.

Business Edge

Certificate In Work Place Communication For Financial Services Professionals

Master Of Business Administration (Mba), Business Administration

Bachelor'S Degree, Geological Sciences