Sandra Friedel Email & Phone Number

Phoenix, Az, Us

Remote

As a Certified Debt Specialist at Beyond Finance, I leverage my expertise in financial management to assist clients in overcoming their debt challenges. Key Responsibilities:🔷 Conduct comprehensive evaluations of clients' financial circumstances, including debt obligations, income streams, and expenditure patterns. 🔷 Develop tailored debt management plans addressing individual client needs and financial capabilities, incorporating strategies such as debt consolidation… Show more As a Certified Debt Specialist at Beyond Finance, I leverage my expertise in financial management to assist clients in overcoming their debt challenges. Key Responsibilities:🔷 Conduct comprehensive evaluations of clients' financial circumstances, including debt obligations, income streams, and expenditure patterns. 🔷 Develop tailored debt management plans addressing individual client needs and financial capabilities, incorporating strategies such as debt consolidation, creditor negotiations, and budget restructuring. 🔷 Provide continuous support and expert advice to clients throughout the debt repayment process, focusing on financial management techniques and effective debt reduction strategies. 🔷 Ensure compliance with relevant laws, regulations, and industry trends related to debt management and consumer finance, offering clients informed and up-to-date recommendations. 🔷 Collaborate with financial professionals, including advisors and credit counselors, to deliver comprehensive solutions for clients aiming to regain financial stability. My tenure at Beyond Finance has strengthened my abilities in financial assessment, client relations, and compliance, enabling me to deliver exceptional service and results. Show less

As a Solar Power Consultant with POWUR, I leveraged my expertise in renewable energy to provide clients with tailored solar power solutions. Key Responsibilities:🔷 Conducted thorough assessments of clients' energy needs, analyzing current energy usage and potential for solar integration. 🔷 Provided expert guidance on the design and implementation of solar power systems tailored to the client's specific requirements, including panel placement, system size, and energy… Show more As a Solar Power Consultant with POWUR, I leveraged my expertise in renewable energy to provide clients with tailored solar power solutions. Key Responsibilities:🔷 Conducted thorough assessments of clients' energy needs, analyzing current energy usage and potential for solar integration. 🔷 Provided expert guidance on the design and implementation of solar power systems tailored to the client's specific requirements, including panel placement, system size, and energy storage options. 🔷 Educated clients on the environmental and financial benefits of solar energy, helping them make informed decisions to reduce their carbon footprint and energy costs. 🔷 Stayed abreast of advancements in solar technology, regulations, and incentives to offer clients the most up-to-date and cost-effective solutions. 🔷 Collaborated with engineers, architects, and contractors to ensure seamless integration of solar systems into new construction projects or existing structures. 🔷 Utilized technology platforms for efficient order processing, customer engagement, and data analysis to drive informed business decisions and enhance customer experience. 🔷 Fostered positive client relationships through effective communication, follow-up, and ongoing support.My experience at POWUR honed my skills in renewable energy solutions, client education, and project collaboration. Show less

1 N Central Ave, Phoenix Az 85004, United States

As a Mortgage Underwriter at Rocket Mortgage, I contributed to evaluating and approving mortgage applications. Key Responsibilities:🔷 Analyzed mortgage applications and supporting documentation to determine borrowers’ creditworthiness and adherence to lending guidelines. 🔷 Evaluated applicants’ income, assets, liabilities, and credit history to assess risk and ensure loan eligibility. 🔷 Interpreted complex financial statements, tax returns, and credit reports to… Show more As a Mortgage Underwriter at Rocket Mortgage, I contributed to evaluating and approving mortgage applications. Key Responsibilities:🔷 Analyzed mortgage applications and supporting documentation to determine borrowers’ creditworthiness and adherence to lending guidelines. 🔷 Evaluated applicants’ income, assets, liabilities, and credit history to assess risk and ensure loan eligibility. 🔷 Interpreted complex financial statements, tax returns, and credit reports to make informed underwriting decisions. 🔷 Communicated lending decisions effectively to loan officers, processors, and other stakeholders. 🔷 Ensured compliance with regulatory requirements, investor guidelines, and internal policies throughout the underwriting process. 🔷 Collaborated with loan originators and processors to resolve outstanding conditions and expedite closings. 🔷 Maintained a thorough understanding of industry trends, regulatory changes, and underwriting best practices.My tenure at Rocket Mortgage enhanced my expertise in mortgage underwriting, risk assessment, and compliance. Show less

Scottsdale, Arizona, United States

As an Underwriting Analyst at The Federal Savings Bank, I was responsible for conducting detailed analyses of loan applications to ensure compliance with regulatory guidelines and internal policies. Key Responsibilities:🔷 Conducted thorough analysis of loan applications, documents, and financial data to ensure compliance with regulatory guidelines and internal policies. 🔷 Identified and investigated discrepancies or inconsistencies in loan files, including credit reports… Show more As an Underwriting Analyst at The Federal Savings Bank, I was responsible for conducting detailed analyses of loan applications to ensure compliance with regulatory guidelines and internal policies. Key Responsibilities:🔷 Conducted thorough analysis of loan applications, documents, and financial data to ensure compliance with regulatory guidelines and internal policies. 🔷 Identified and investigated discrepancies or inconsistencies in loan files, including credit reports, income verification, and property appraisals. 🔷 Collaborated with underwriters, loan officers, and other stakeholders to resolve issues and improve the overall quality of loan submissions. 🔷 Utilized specialized software and tools to assess loan quality metrics, such as debt-to-income ratios, loan-to-value ratios, and credit risk assessments. 🔷 Prepared detailed reports and recommendations for management, highlighting areas for improvement and strategies to mitigate risk in the loan origination process. 🔷 Maintained up-to-date knowledge of industry trends, regulatory changes, and best practices in underwriting.My experience at The Federal Savings Bank strengthened my analytical skills and my ability to ensure loan compliance and quality. Show less

Phoenix, Arizona, United States

As a Mortgage Banker and Solution Consultant at Quicken Loans, I was instrumental in originating and processing mortgage loans. Key Responsibilities:🔷 Originated and processed mortgage loans by guiding clients through the application process, ensuring compliance with lending regulations and policies. 🔷 Analyzed financial information such as credit reports, income documents, and asset statements to determine loan eligibility and structure. 🔷 Built and maintained… Show more As a Mortgage Banker and Solution Consultant at Quicken Loans, I was instrumental in originating and processing mortgage loans. Key Responsibilities:🔷 Originated and processed mortgage loans by guiding clients through the application process, ensuring compliance with lending regulations and policies. 🔷 Analyzed financial information such as credit reports, income documents, and asset statements to determine loan eligibility and structure. 🔷 Built and maintained relationships with real estate agents, builders, and other referral partners to generate leads and increase loan production. 🔷 Provided exceptional customer service by promptly addressing client inquiries, concerns, and requests throughout the loan process. 🔷 Stayed updated on industry trends, market conditions, and lending guidelines to effectively advise clients and offer suitable mortgage solutions. 🔷 Assisted clients in understanding loan options, terms, and conditions to make informed borrowing decisions.🔷 Applied creative problem-solving skills to restructure and approve complex mortgage loans, ensuring clients received the best possible solutions.This experience at Quicken Loans enhanced my skills in mortgage origination, client relations, and financial analysis, ensuring a smooth and efficient loan process for clients. Show less

Phoenix, Arizona Area

Scottsdale, Arizona

As a Senior Manager at Harkins Theatres, I provided strategic leadership and direction to a large team, ensuring efficient daily operations and exceptional guest experiences. 🔷 Provided strategic leadership and direction to a team of 120 staff members, including assistant managers, supervisors, and frontline employees. 🔷 Oversaw daily operations of the movie theater, including box office, concessions, ushering, and facility maintenance, ensuring efficient and smooth operations.… Show more As a Senior Manager at Harkins Theatres, I provided strategic leadership and direction to a large team, ensuring efficient daily operations and exceptional guest experiences. 🔷 Provided strategic leadership and direction to a team of 120 staff members, including assistant managers, supervisors, and frontline employees. 🔷 Oversaw daily operations of the movie theater, including box office, concessions, ushering, and facility maintenance, ensuring efficient and smooth operations. 🔷 Developed and implemented policies and procedures to enhance guest satisfaction, improve operational efficiency, and maintain a safe and clean environment. 🔷 Managed staffing levels and scheduling to meet business needs while controlling labor costs. 🔷 Conducted regular staff training and performance evaluations to ensure high-quality service delivery and employee development. 🔷 Monitored financial performance and implemented cost-control measures to achieve budgetary goals. 🔷 Addressed and resolved guest complaints and operational issues promptly and effectively.My experience at Harkins Theatres honed my leadership, operational management, and customer service skills. Show less

Pittsburgh, Pennsylvania

As the owner of Berlin Street Food, I managed all aspects of a successful mobile food business. Key Responsibilities:🔷 Conceptualized and developed innovative business strategies, including menu planning, pricing, and marketing initiatives to attract and retain customers. 🔷 Oversaw day-to-day operations, including inventory management, staff scheduling, and compliance with health and safety regulations. 🔷 Cultivated relationships with suppliers to maintain… Show more As the owner of Berlin Street Food, I managed all aspects of a successful mobile food business. Key Responsibilities:🔷 Conceptualized and developed innovative business strategies, including menu planning, pricing, and marketing initiatives to attract and retain customers. 🔷 Oversaw day-to-day operations, including inventory management, staff scheduling, and compliance with health and safety regulations. 🔷 Cultivated relationships with suppliers to maintain high-quality ingredients while optimizing cost efficiency and sustainability practices. 🔷 Utilized technology platforms for efficient order processing, customer engagement, and data analysis to drive informed business decisions. 🔷 Fostered a positive work environment by providing leadership, training, and support to staff members, encouraging teamwork and continuous improvement. 🔷 Implemented customer feedback mechanisms to continually enhance service offerings and customer satisfaction. 🔷 Achieved significant business growth and established a strong brand presence in the local food scene.My entrepreneurial experience with Berlin Street Food strengthened my skills in business management, strategic planning, and customer service. Show less