As per previous role, I am continuing to arrange finance for clients needing a home loan, personal loan, business finance, renovations, trip, vehicle to name a few options.A big part of what I do is to educate clients on the small print of finance, making sure they understand it & assist with ideas in how to pay your loan off faster within the rules and without penalties - after all who really wants a loan for 30 years?Remain in touch with clients throughout the life of their loan, assist with refixing or restructuring their loan(s), be there to answer any questions you may have.

As per previous role, I am continuing to arrange finance for clients needing a home loan, personal loan, business finance, renovations, trip, vehicle to name a few options.A big part of what I do is to educate clients on the small print of finance, making sure they understand it & assist with ideas in how to pay your loan off faster within the rules and without penalties - after all who really wants a loan for 30 years?Remain in touch with clients throughout the life of their loan, assist with refixing or restructuring their loan(s), be there to answer any questions you may have.

* I provide a complete mortgage advisory service that results in clients getting the best mortgage that fits their individual circumstances.* My aim is to assist my clients by obtaining the funding they require & that they understand the world of finance* Be their advocate or "go to" person , so they achieve the best possible outcomes and their financial goals. * The service I provide ensures I keep in touch with my clients by providing regular reviews and information. This ensures that their lending arrangements are always structured in the best way possible.* I was The Cooperative Bank ( formerly PSIS) Broker of the year in 2007 & 2008* I also can recommend, facilitate & liaise with Lawyers, Valuers, Property Inspectors, Accountants, Lenders, Insurance Companies, etc where applicable Specialties: Home Mortgage Lending - First or Subsequent Home Buyers, Building Finance, Residential Property Investment Lending, Business and Commercial Lending, Personal loans

* Started Kars in 1995* 1998 my husband quit his fulltime job due to its success & we also hired staff* 2002 expanded our offerings to include mortgages in 2002.Company is now encompassed under Mortgage Link Hutt Valley* Primarily sourced finance for clients to purchase motor vehicles from car yards or privately.* Well versed in the Insurance products such as Credit Contract Insurance, Gap Cover, Warranties etc* Processed applications, credit checked applicants, verified information in application was correct, Obtained approval, Prepared & printed loan documentation, Explained loan contract to borrowers, Arranged for loan to be paid out to the correct parties

* Worked my way through the Bank commencing in the processing departments * Front line in Tellers & Customer Services. Also worked at 2 of the 3 Banks "Agencies". * Progressed to the Overseas area * Legal/loans area.Spent 2 years as Managers Assistant at Paraparaumu Branch where I had a delegation of $100k ( 1991-1993) and approved/declined all facets of lending from overdrafts/ personal loans to home loans or business funding * Transferred to Upper Hutt Branch and then back to Wellington.