Sandy Ferguson, Cpa Email & Phone Number

Southwestern Ontario

• Work closely with senior leadership team, auditors, IT, finance, and lending staff providing overall project management, accounting and technical support within the credit union. • Lead and project manage the first year-end process on the new DNA banking platform.• Implementation, reconciliation and process creation of the monthly mortgage back security program.• Review and recommend solution for the new regulatory impairment requirements. Lead, implement and manage the impact on financial statements and operational processes.

Led the overall integration strategy, culture alignment, due diligence process, communication strategy, and implementation of the financial business practices and banking system conversions as it related to the merging of two credit unions. With assets totaling $1.3 billion and over 95 thousand customers, this was the largest project in the history of the credit union. What was initially a 2 to 1 merger (Libro Credit Union & United Communities Credit Union) quickly became a 4 to 1 merger as additional credit unions were brought on board. Instrumental in laying the foundation for a continuous improvement culture at Libro. I participated in the support of corporate strategies and provided leadership and advice on all Value Creation through Lean related matters. This included overall direction in the area of program and process improvement, training and communication in addition to enhancing the culture of Libro Credit Union. I received my Executive Lean Leader certification and was a gold medal recipient for my Lean Green Belt certification.

148 Talbot Street, Essex Ontario

A member of the executive team overseeing the financial operations of the credit union. Responsible for stimulating the growth of the Credit Union in a profitable and sustainable manner. Provide guidance and strategic leadership of finance, accounting, information technology.• Directed financial operations of the credit union and was responsible for stimulating profitable and sustainable growth, resulting in 8% growth asset growth.• Improved performance and drove growth by utilizing analytical skills and appropriate technological processes and resources to help determine products and service offerings and the appropriate pricing strategy.

Key leader of Operations particularly in the areas of information technology and business processes. Took primary responsibility for improving efficiency ratio for the credit union and developing positive working relationships with internal customers. • Reviewed operational procedures and implemented changes to obtain optimum efficiency and reduced costs. • Created innovative solutions to maximize the impact of tools and talents available, including integrating three departments to create synergies and bring efficiencies across the credit union. Accomplished goal to reduce cross departmental conflict, eliminate departmental silos, improve communication and increase staff engagement scores. • Led the implementation of a series of financial systems and business processes to improve access to information, enhance financial planning and reporting, increase efficiency, improve decision making and increase overall organizational effectiveness. • Contributed to the building of processes that aggregated the data from various financial systems into a data warehouse allowing the data to be compared and analysed for greater business intelligence. • Led the development and implementation of several core banking systems, profitability system and lending systems.• Implemented a business solutions group - Hired software developers, and defined business analyst roles.

Provided leadership and direction for Finance and Accounting. Directed the month end close process and prepared management reporting to present to the executive team.• Helped set the strategic direction for the credit union.• Responsible for core finance functions including accounting, financial reporting, risk management, treasury, & facilities• Implemented the Canada Mortgage Bond program within the credit union.• Prepared and directed completion of financial and statistical reports for the credit union. • Implemented CRM, Data Warehouse and the concept of data mining.• Led Credit Union and merger team through an 8 month banking conversion project.

Windsor, Ontario

Directed finance, operations, risk and information technology functions for the credit union.• Developed financial statements and narratives, departmental budgeting system and reported performance monthly to board and regulatory bodies.• Led the amalgamation and conversion of Motor City and Windsor City Centre Credit Union.• Led and managed and supported 15 direct reports • Oversaw preparation of audits and financial reports; ensured complete/accurate financial, statistical, and accounting records of the Credit Union.

Directed Information Technology functions for the credit union.• Introduced several new information systems to the organization, including CRM application, ACE, online reporting, Internet banking and wide area network data communications. • Led conversion from service bureau banking system to in-house banking system.• Managed all aspects of an in-house banking system.

Certified General Accountant, Chartered Professional Accountant

Not-For-Profit Certificate Program, Non-Profit/Public/Organizational Management

Executive Lean Leader & Green Belt Certification,, Business Process, Gold Medal Recipient

Certification In Merger & Aquistion Integration

Bachelor'S Degree Bgs, General Studies

Board Development Program

Certified Yoga Intructer, Cross Disciplinary Yoga Teacher Training

Including 200 hours of training in the techniques of teaching yoga, postures, yoga therapeutics, pranayama, relaxation, meditation, yoga.

Not-For-Profit Certification, Non-Profit/Public/Organizational Management

Not-For-Profit Certification, Non Profit Accounting