Sangeet Pal Email & Phone Number

Kolkata, Wb, In

Kolkata Area, India

Kolkata, India

- Designed, developed & delivered comprehensive Data Science & Machine Learning training programmes that covered the entire gamut of descriptive, inferential, predictive & prescriptive analytics, built using open-source technologies (Python, R) - Led the firm’s industry-academia partnership initiatives, and delivered analytics workshops at various premier management & engineering institutions, such as IIFT (Kolkata campus), IMI Kolkata, VNIT Nagpur, etc - Designed & constructed the beta version of the firm’s website, showcasing analytics consulting & training value propositions - Liaised with prospective clientele in understanding business problems, and envisaged analytics-driven solutions

Mumbai, India

- As part of the CAU management team, formulated & executed strategies w.r.t. the recruitment, learning & development, employee annual appraisals, performance management, mobility and diversity agenda - Monitored & reported to IB Risk senior management departmental performance & operational metrics in the areas of employee productivity, deliverable quality, resource mix, training initiatives, attrition/ retention, etc, and suggested relevant action plans - As part of the CAU Quality Control & Assurance focus-group, tracked work-product quality across the various teams, and identified & executed corrective actions wherever required, especially with regards to additional training of personnel - Managed a team of highly-dedicated resources with focus on competency development, ensuring a fine balance between organizational imperatives and employee aspirations through effective people management skills - Spearheaded initiatives in campus & lateral recruitment, incl. campus interviews, training workshops and guest lectures - Designed, developed & delivered high-quality training workshops on credit analysis methodologies for banks, both to new recruits as well as to students across premier B-Schools - Liaised with senior bankers in New York & London to re-design the firm-wide credit risk analysis template for banks, insurers & broker-dealers in order to ensure comprehensive coverage of risk-related issues in a time- & cost-efficient manner

Mumbai, India

- Developed strong partnership with senior bankers across locations, keeping them well-appraised of the key trends & risks in their respective geographies and banking & insurance sectors, to facilitate new client on-boarding & other credit decisions - Led/ Oversaw annual credit-review cycles for country portfolios across Asia Pacific FIG counterparties, ensuring that credit risk rating actions reflected the true underlying credit quality of obligors and were in line with the firm’s overall risk strategy - Managed (sometimes conflicting) expectations of front-line bankers/ salespersons and senior risk managers, through rigorous research to substantiate the rationale for the recommended rating actions, risk-rating methodologies, etc - Instituted counterparty asset-quality & liquidity stress-test frameworks & models for banks, tailored for various countries

Tokyo, Japan

- Successfully concluded multiple credit transactions with Japanese counterparties across industrial & financial sectors, by working closely with various JPMorgan bankers (for bilateral deals) as well as external bankers (for syndications) - Maintained close dialogue with clients/ agents during negotiations w.r.t. loan agreements, term sheets, etc - Liaised with personnel across the corporate banking, risk, operations and compliance teams to ensure smooth functional performance, especially during peak workloads of senior bankers - Developed & implemented a process to monitor & confirm covenant compliance by the various credit counterparties

Mumbai, India

- Assisted IB Risk senior management in risk-based exposure management for counterparties across the Technology, Media & Telecom space in the US, EMEA (Europe, Middle East & Africa) and Asia-Pacific regions, as well as Japanese auto EOMs - Assigned credit risk ratings to corporate counterparties (obligors & credit facilities) based on fundamental analysis of macroeconomic, industry, business and financial profiles as well as facility considerations (guarantees, collateral, etc) - Led functional testing of JPMorgan risk technology systems during the user-acceptance testing (UAT) phase

Bangalore, India

- Spearheaded initiatives to design & implement organization-wide Executive Dashboard to provide senior-management with multi-layered visibility of project performance, costs, profit margins, and effort variance - Designed integrated resource-management system to streamline resource allocations across projects - Formulated organization’s value proposition for services along the Build-Operate-Transfer (BOT) engagement model - Championed marketing initiative to create sales collateral for Banking & Financial Services industry vertical - Designed business proposals, and delivered marketing presentations to visiting prospects

Mumbai, India

- Benchmarked process metrics for the company’s Retrospective Contract Validation & Risk Analysis service platforms for leading US & European investment banks - Designed & developed process audit frameworks for Credit Default Swaps (CDS) and Interest Rate Swaps (IRS) platforms - Introduced cost-effective tools & techniques to facilitate consistency w.r.t. business practices, risk mitigation, employee throughput & accuracy, and workflow streamlining

Chennai, India

- Led Data Warehousing & Business Intelligence (DWBI) project for a leading US-based health insurer - Assumed complete ownership of all project kick-off activities, including organizational preparedness, “offshore”-ability analysis, risk analysis & mitigation, business continuity planning, offshore team building, and knowledge acquisition & transition

Chennai, India

- Subject-matter expert and single point-of-contact for all activities & decisions on the Geac financial accounting middleware used by a leading US-based provider of business & consumer services for the real-estate and the travel industries - Coordinated successful integration of financial accounting systems (post acquisition of a major business by the client), while managing team morale & capability in the face of massive attrition from the project team - Managed customer expectations on knowledge acquisition, quality control, training & mentoring, and workflow management - Guided organization’s marketing personnel on project proposals to a leading UK-based retailer w.r.t. compliance with the recently-introduced International Financial Reporting Standards (IFRS) regulations for Europe - Trained other project teams on product technology features and related issues w.r.t. the Geac financial accounting applications

Post Graduate Diploma In Management (Mba), Business Administration And Management, General

Predictive modeling for personal loan prepayment propensity Data mining and Business intelligence in real-time environment

Master Of Science, Physics

Activities and Societies: Pre-selected for Ph.D. at TIFR Mumbai before completion of the M.Sc. programme at IIT Kharagpur

Visiting Students Research Programme (Vsrp)

Bachelor Of Science (Honours), Physics

Education record