I founded Transfolign Consulting with senior professionals from the Management Consulting domain. Executives from top firms like KPMG, PwC, Hewitt etc. The firm has the advantage of being cross-disciplinary with the combined experience of partners and extended panel of experts.I am responsible to work with large business leaders and SMEs to strategically explore and implement programs for business growth.1. I am keenly involved with suggesting and evaluating M&A for inorganic… Show more I founded Transfolign Consulting with senior professionals from the Management Consulting domain. Executives from top firms like KPMG, PwC, Hewitt etc. The firm has the advantage of being cross-disciplinary with the combined experience of partners and extended panel of experts.I am responsible to work with large business leaders and SMEs to strategically explore and implement programs for business growth.1. I am keenly involved with suggesting and evaluating M&A for inorganic business growth. I also participate in partner search (divestment and acquisition)2. I actively consult businesses on organisational design and leadership developmentHighlight: The firm’s philosophy is to work very closely with the customers and handhold them to generate tangible business growth.I am keen to work with SMEs and emerging business leaders to help them align strategies and grow faster. Show less

Technology for healthcare is important especially in emerging economies. MedySky introduced India’s first web based “Integrated Healthcare Information Management System” connecting Doctors, Clinics, Hospitals and Individuals.The EHR/ PHR enables digitization of all clinical records to be accessed across locations anytime.I am responsible for managing operations and raising capital for product building and go to market.1. I keenly mentor the team in product go to market2.… Show more Technology for healthcare is important especially in emerging economies. MedySky introduced India’s first web based “Integrated Healthcare Information Management System” connecting Doctors, Clinics, Hospitals and Individuals.The EHR/ PHR enables digitization of all clinical records to be accessed across locations anytime.I am responsible for managing operations and raising capital for product building and go to market.1. I keenly mentor the team in product go to market2. I actively help the core team manage business direction and growthHighlight: as a team we learnt the important lesson that a technology product is never complete and hence we must build the most valuable parts of the product and take them to market. Show less

I was invited to be part of an incredible team of leaders with phenomenal experience to provide valuable direction and inputs to the various group CEO’s.In close to 4 years I worked with various management teams to realise working capital efficiencies and cost savings to the extent of almost $5 million.1. I provided direction and inputs on cost control, efficient business processes, internal controls and working capital efficiencies to various Group CEO’s2. I was part of… Show more I was invited to be part of an incredible team of leaders with phenomenal experience to provide valuable direction and inputs to the various group CEO’s.In close to 4 years I worked with various management teams to realise working capital efficiencies and cost savings to the extent of almost $5 million.1. I provided direction and inputs on cost control, efficient business processes, internal controls and working capital efficiencies to various Group CEO’s2. I was part of the team that implemented a strong Risk-Management framework across operations3. I keenly supported M&A opportunities and assisted in post- acquisition integrationI headed a team of 12 Chartered Accountants, Company Secretaries and Cost Accountants to deliver the following:1. Establish the Management Assurance (MAS) function with processes to match the calibre of the best consulting firms. This enabled the group to make business decisions based on data inputs via risk based operational, financial and compliance audits2. Formulated credit evaluation and monitoring framework for regional sales distributors3. Member of the steering committee for implementing SAPHighlight: implementing the MAS that increased efficiency in business decision making with measured risk. Show less

I spent 4 years at the Times Of India Group. I was leading a team of professionals pan India to make the MAS function more efficient and launch the EWRM framework to enable better group decision making by managing operational and financial risks.I undertook special assignments to improve process efficiencies, increase cost savings and mitigate key risks.1. I was responsible to develop the framework for newsprint procurement to take advantages of printing cycles and leverage the… Show more I spent 4 years at the Times Of India Group. I was leading a team of professionals pan India to make the MAS function more efficient and launch the EWRM framework to enable better group decision making by managing operational and financial risks.I undertook special assignments to improve process efficiencies, increase cost savings and mitigate key risks.1. I was responsible to develop the framework for newsprint procurement to take advantages of printing cycles and leverage the surplus cash2. Revamped the insurance management function across the group to rationalize risks covered, sum insured, premiums and claims processing3. I was keenly involved in implementing ERM framework for TimesJobs4. I was actively involved in developing the business intelligence framework for the commercial function of the groupHighlight: discovered & investigated frauds relating to Diesel procurement and Real estate purchase, hence enforcing transparency and improved efficiency and accountability. Show less

The 5+ years that I spent with PwC were challenging and satisfying. I established the Financial Risk Management practice as a profit center. The practice offered Financial Risk Management advisory to large companies, especially the financial services sector.I was part of key projects that evolved my responsibilities to:1. Assist the re-structuring of Lord Krishna Bank2. Re-engineer various business processes to derive efficiencies and support the vision and operating… Show more The 5+ years that I spent with PwC were challenging and satisfying. I established the Financial Risk Management practice as a profit center. The practice offered Financial Risk Management advisory to large companies, especially the financial services sector.I was part of key projects that evolved my responsibilities to:1. Assist the re-structuring of Lord Krishna Bank2. Re-engineer various business processes to derive efficiencies and support the vision and operating strategy 3. Establish a strong Risk Management framework4. Design and implement the EWRM Framework including credit, market and operations risk for Canara Bank 5. Re-structure corporate treasury operations for large corporates by centralizing cash management systems, Investment management framework and Credit Risk Management etc.Highlight: I was responsible to design frameworks that assisted technology to implement strong credit risk analysis. Show less

After my core-banking career of close to 12 years I chose to leverage my experience for three large projects. #1: Large sugar conglomerate setting up operations overseas. The assignment involved:1. Financial structuring of the project2. Accounting systems and standards according to Viatnamese laws3. Making presentations to various venture capital funds#2: Debt syndication for the Indian subsidiary of an Italian multinational. The assignment… Show more After my core-banking career of close to 12 years I chose to leverage my experience for three large projects. #1: Large sugar conglomerate setting up operations overseas. The assignment involved:1. Financial structuring of the project2. Accounting systems and standards according to Viatnamese laws3. Making presentations to various venture capital funds#2: Debt syndication for the Indian subsidiary of an Italian multinational. The assignment involved:1. Preparing financial projections of the Indian subsidiary2. Obtaining RBI permission for raising ECB loans3. Arranging a domestic bridge loan#3: Corporate advisory services provided to an SSI facing operating challenges. Show less

I was part of the core team that established the Chinatrust bank in India. My role evolved from setting up policy guidelines and procedures to implementing a strong credit risk management framework.The assignment involved:1. Build a healthy portfolio of corporate customers ensuring good asset quality2. I syndicated debt offering for corporate customers3. I was the member of the credit committee responsible to appraise and sanction facilities delegated within the… Show more I was part of the core team that established the Chinatrust bank in India. My role evolved from setting up policy guidelines and procedures to implementing a strong credit risk management framework.The assignment involved:1. Build a healthy portfolio of corporate customers ensuring good asset quality2. I syndicated debt offering for corporate customers3. I was the member of the credit committee responsible to appraise and sanction facilities delegated within the powers of the India CEO4. I also trained the corporate banking team in policies and operating procedures5. I was member of the asset-liability committee responsible to take decisions on pricing of deposits and loans and managing cost of fundsHighlight: I established the credit risk management framework that ensured good asset quality. Show less

I spent 10+ years across diverse divisions and functions. Over a decade I picked up key skills from core-banking, financial services advisory, operations and credit risk management. I was part of a successful large-scale project for re-engineering the remittance function across all bank branches. This provided considerable insights into handling change management.The assignment involved:1. Improving efficiency at the branch level2. Automation of the remittance… Show more I spent 10+ years across diverse divisions and functions. Over a decade I picked up key skills from core-banking, financial services advisory, operations and credit risk management. I was part of a successful large-scale project for re-engineering the remittance function across all bank branches. This provided considerable insights into handling change management.The assignment involved:1. Improving efficiency at the branch level2. Automation of the remittance system3. Increase processing capacity4. Identifying operational risks and build appropriate controlsI was also part of identifying the relevant automation software and test them to be relevant for the bank. 1. I was also part of building management capabilities for new processes and automation2. I trained the operating staff on new tools and processes3. I was also keenly involved in training operating staff of service levels for customers and user departmentsHighlight: I assessed and implemented automation software that helped increase efficiency and service levels. It also increased transparency at the operating level across the bank branches. Show less