In my current role, I am responsible for:- Developing the product program and policy framework for Commercial LAP from the ground up.- Strategically expanding our distribution network nationwide.- Establishing best-in-class processes and digital infrastructure for the vertical.- Leading business planning and strategic initiatives to ensure we achieve key business metrics.- Managing the portfolio and overseeing P&L performance.- Overseeing channel management to optimize distribution and service delivery.My focus is on delivering innovative financial solutions and driving growth across the nation.

Techno-functional:# Requirement gathering (BRD & FSD Preparation) for new products configuration, exiting product parameterization and other UI/UX changes in applications.# Testing on application as per FSD & BRD submitted from bank side. # Managing Loan origination platform/mobility solution (LOS), Loan Management solution (LMS)-Finacle, CRM tools & other banking SaaS tools.# Identification & collaboration with fintech partners to drive digital initiatives for home loan vertical to refine processes. # Continuous process re-engineering to achieve maximum operational efficiency, business deliverables & best-in-class customer experience.Product & Policy:# Managing new product development for housing loan vertical for PAN India starting from ideation stage till approval & launch.# Designing & processing of incentive & sales contest for Home loan team.# Monthly review of P&L on Income & expense lines for vertical & strategic decisions.# Yearly RBI & internal audit compliance.# Design & implementation of marketing campaign in co-ordination in-house marketing team using digital & conventional platforms.# Process management for govt schemes such as PMAY-CLSS(U).

Cluster Business manager for Affordable Housing Loans in Kolhapur, Satara & Sangli regions.

Responsibilities1. Engage with Decision Makers2. Identify the Key Buying Factors (KBF’s) which influencethe purchase decision of Buses3. Consumer Behavior4. Identify the Buying pattern with decision makers5. Device game plan to Improve Conversion Ratio

1. To analyze noise pattern resulting from vehicle brake system in accordance with the change in material and physical properties of friction material used in brake pads and liners2. To perform testing for component's performance, Noise, Vibration and Harshness (NVH) as well as the actuation development3. To assist in conducting vehicle and dynamometer tests as per engineering specifications, including sensor installation, part installation and data acquisition4. To handle responsibilities of coordinating with project engineers and test technicians on revisions to test objectives, methods and homologation standards5. To work as testing co-driver at VRDE testing facility, Ahmednagar6. To handle the responsibility of preparing test plans to meet specific requirements of the product

Corporate relations and Material Procurement

Brake system design and testing for an ATV