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Santosh Kumar Email & Phone Number
General Manager- Retail Finance and Channel Funding
at
Atul Auto Ltd.
1 work email found
@rediffmail.com
LinkedIn matched
✓ Verified August 2026
4 data sources
Profile completeness 100%
Current company
Role
General Manager- Retail Finance and Channel Funding
Location
Ahmedabad, Gujarat, India
Company size
Who is Santosh Kumar? Overview
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Quick answer
Santosh Kumar is listed as General Manager- Retail Finance and Channel Funding at Atul Auto Ltd., a with 1072 employees, based in Ahmedabad, Gujarat, India. AeroLeads shows a work email signal at rediffmail.com and a matched LinkedIn profile for Santosh Kumar.
Santosh Kumar previously worked as General Manager- Retail Finance & Channel Funding at Atul Auto Ltd. and Dy.GM- Retail finance & Channel Funding at Atul Auto Ltd.. Santosh Kumar holds Master Of Business Administration (Mba), Finance from Mba Finance North Maharashtra University.
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Email format at Atul Auto Ltd.
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*@rediffmail.com
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Profile bio
About Santosh Kumar
Retail and Channel Finance - National Level dealing with NBFC, PSU Banks,Private and local financiers, Grameen Banks for National tie up /MOU , Retail Portfolio management, MOU with financiers, National/Zonal/Regional retail finance sales support for Electric vehicles, ICE vehicles, Relationship building,Dealership support , Inventory funding Management for enough working capital , Trade advance management ,Funding arrangement for increase of commercial vehicle sales, Arranging dealer finance support for increase of retail conversion, billing, and collection etc. Disbursement alignment ,Finance scheme as per product & Market for Cargo/Loader/Passenger vehicles-ICE & Electric vehicles , Team handling,Teams productivity, NPA & PDD control, Channel management, Dealership development, Availing required finance against Commercial vehicles, small commercial vehicles, Having financier and Auto finance,Construction equipment finance, also Loan against Used and new vehicles , MIS, Reports, Yields, collections, Developing book size,Debtors control, New customers addition to grow portfolio etc. maintaining IRR and finance/Funding norms as per described scheme & policy and organizational needs .
Listed skills include Relationship Management, Customer Service, Credit Risk, and Finance.
Current workplace
Santosh Kumar's current company
Company context helps verify the profile and gives searchers a useful next step.
Atul Auto Ltd.
8 roles
Santosh Kumar work experience
A career timeline built from the work history available for this profile.
General Manager- Retail Finance & Channel Funding
Dy.Gm- Retail Finance & Channel Funding
May 2021 - May 2023
Retail Finance Manager-North
Bank/ Nbfc/ PSU/ Local Financiers tie- up, MOU,Finance scheme implementation, Portfolio management, Channel partners and sales team support to achieve targets, Electric Vehicles/SCV/CV/ Auto /CE Finance management etc.
May 2016 - May 2021
Branch/Hub Head -Vehicle Finance Division ( Scv,Cv,Ce,Auto/Car Finance, Tractor Finance Div.)
Total 13.7 years plus of Experience with Automobiles/Automotives, Bank & NBFC in Retail Finance-Construction Equipment /commercial vehicle/auto finance,small commercial vehicles (SCV) Industry - MOU,Bank liaison,Financiers tie up,NBFC,PSU,National bank,Private financiers,etc Implementation of scheme,portfolio control and Handling branches, Collections, overall branch administration, balance between a mix of sales and service ,managing team, Liaison with Dealers, manufacturers, customers for finance, Dealership for facilitating finance for CV range of Products for retail and strategic customers, collection team, monitoring the competition's pricing for retail and strategic clients & Fleet owners, Scrutiny loan proposal -documentation and resolving credit query, Scanning of Marketing Scheme with respect to Competitions, organizing Event for Loan mela, DSA & DMA and offering better service to client. Daily reports/ MIS , sales/business development, Dealer Management, Dealer development, channel management, DMA/DSA management, collections control, legal coordination ,coordination with local advocate for legal matters , scrutiny of collections bucket wise, coordination with vehicle seizer /repo agency, coordination with police station ,negotiation, customer visit, NPA , crack the hard cases, Repo stock clearance, relationship building, PDC cycle and OTC scrutiny, report finalization, NOC release, contract booked and disbursed -pipe line-reports, debtors report, final settlement ,IRR/Yield management , KYC/proposal scrutiny, branch yield/profit, team handling, team priductivity, TAT management, Channel mgmt, Scanning competitors for strengthen market share.
May 2014 - May 2016
Manager
Srei Equipment Finance Ltd.
Commercial vehicle finance, Captive finance of Volvo Eicher, HCV, LCV , Construction Equipment Finance, etc.Collection, Business Development,Dealer relationship, OEM relationships, AR in court for collection and legal coordination for Sec 138 and mediation , Sec 19/17 repossession, police and seized coordination for repossession etc.
May 2012 - Apr 2014
Sr.Excutive E1 Band-(Cv Finance Div.)
Commercial vehicle, Car finance,LCV HCV , Relationship building with Dealer , OEM etc .Business development and collection soft bucket.court AR and legal for Sec 138.
Jul 2008 - Apr 2012
Regional Sales & Operations Coordinator
Jan 2005 - Mar 2008
Team & coworkers
Colleagues at Atul Auto Ltd.
Other employees you can reach at atulauto.co.in. View company contacts for 1072 employees →
SR
Saurabh Rai
Colleague at Atul Auto Ltd.Azamgarh, Uttar Pradesh, India
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RT
Rajendra Talpe
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
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MM
Mahesh Madhuranatakam
Colleague at Atul Auto Ltd.Andhra Pradesh, India
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NZ
Narendrasinh Zala
Colleague at Atul Auto Ltd.Mumbai, Maharashtra, India
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SK
Sunil Katiyar
Colleague at Atul Auto Ltd.Bhopal, Madhya Pradesh, India
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DG
Deval Gohel
Colleague at Atul Auto Ltd.Rajkot, Gujarat, India
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CP
Chandrakant Pawar
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
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RP
Rushi Patel
Colleague at Atul Auto Ltd.Gandhinagar, Gujarat, India
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SB
Sagar Bhagat
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
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SM
Shivangi Mishra
Colleague at Atul Auto Ltd.Ahmedabad, Gujarat, India
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Saurabh Rai
Colleague at Atul Auto Ltd.Azamgarh, Uttar Pradesh, India
View →
RT
Rajendra Talpe
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
View →
MM
Mahesh Madhuranatakam
Colleague at Atul Auto Ltd.Andhra Pradesh, India
View →
NZ
Narendrasinh Zala
Colleague at Atul Auto Ltd.Mumbai, Maharashtra, India
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SK
Sunil Katiyar
Colleague at Atul Auto Ltd.Bhopal, Madhya Pradesh, India
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DG
Deval Gohel
Colleague at Atul Auto Ltd.Rajkot, Gujarat, India
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CP
Chandrakant Pawar
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
View →
RP
Rushi Patel
Colleague at Atul Auto Ltd.Gandhinagar, Gujarat, India
View →
SB
Sagar Bhagat
Colleague at Atul Auto Ltd.Pune, Maharashtra, India
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SM
Shivangi Mishra
Colleague at Atul Auto Ltd.Ahmedabad, Gujarat, India
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2 education records
Santosh Kumar education
Master Of Business Administration (Mba), Finance
Mba Finance North Maharashtra University
Bachelor Of Commerce (B.Com.), Business Studies
Cbse..Kendriya Vidalaya Bhusawal-Maharashtra
FAQ
Frequently asked questions about Santosh Kumar
Quick answers generated from the profile data available on this page.
What company does Santosh Kumar work for?
Santosh Kumar works for Atul Auto Ltd..
What is Santosh Kumar's role at Atul Auto Ltd.?
Santosh Kumar is listed as General Manager- Retail Finance and Channel Funding at Atul Auto Ltd..
What is Santosh Kumar's email address?
AeroLeads has found 1 work email signal at @rediffmail.com for Santosh Kumar at Atul Auto Ltd..
Where is Santosh Kumar based?
Santosh Kumar is based in Ahmedabad, Gujarat, India while working with Atul Auto Ltd..
What companies has Santosh Kumar worked for?
Santosh Kumar has worked for Atul Auto Ltd., Piaggio Vehicles Pvt. Ltd., Indusind Bank, Srei Equipment Finance Ltd., and L&T Finance.
Who are Santosh Kumar's colleagues at Atul Auto Ltd.?
Santosh Kumar's colleagues at Atul Auto Ltd. include Saurabh Rai, Rajendra Talpe, Mahesh Madhuranatakam, Narendrasinh Zala, and Sunil Katiyar.
How can I contact Santosh Kumar?
You can use AeroLeads to view verified contact signals for Santosh Kumar at Atul Auto Ltd., including work email, phone, and LinkedIn data when available.
What schools did Santosh Kumar attend?
Santosh Kumar holds Master Of Business Administration (Mba), Finance from Mba Finance North Maharashtra University.
What skills is Santosh Kumar known for?
Santosh Kumar is listed with skills including Relationship Management, Customer Service, Credit Risk, and Finance.
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