WHAT I BELIEVEToday, we live in the golden age of financial services. There are thousands of products and services that can meaningfully improve your life & increase financial security; the trick is selecting appropriate investments for you. That is where I come in.WHO I WORK WITHSmall BusinessesSmall business looking to improve their employees lives with a company sponsored 401(k) & substantive educational support and to gain the added benefits of increased retention, lower turnover cost and higher personal retirement wealth. IndividualsPeople who would benefit from financial advice (pretty much everyone). I offer a range of services that allow individuals to dial into the level of advice they require. I do not only serve high net worth clients.THE OPPORTUNITYEven investors with modest savings can significantly change their financial future by implementing sound investment strategies. And it only gets better the more resources you have.THE PROBLEM & SOLUTIONMany people do not do have any investment strategy. Most believe that access to good financial advice is prohibitively expensive (not true). I craft financial solutions.HOW I AM DIFFERENTExperienceI have a deep understanding of the capital markets, along with the risks and rewards of investing. I earned the Wall Street Journal “All-Star Analyst” award for my financial acumen when I worked on Wall Street. *ServiceI am a solo practitioner. I will be at every meeting, on every phone call and write every analysis. I believe that when you go to the hospital, you should see a doctor.StyleWhile I accommodate numerous types of styles, I find that most of my clients support intelligent investment risk taking strategies that result in portfolio growth. I named my company “Sapling Wealth” to reflect this mindset.GET TO KNOW ME, VIRTUALLYFinancial matters are personal. I get it. So check out my blogs, website and videos. When you are ready, give me a call - 206-281-4055.