k Electric is a 100+ year old pakistani vertically intergrated company and principally engaged in the generation, transmission and distribution of electric energy to around 20 million plus inhabitants of Karachi with a turn around sales of c. $1.8bln a) Short term Financing and Banking Relationship Management - Managing debt portfolio via effective relationship management with 20+ banks.b) Leading review and constant negotiation of financing terms with lenders to maximize benefit… Show more k Electric is a 100+ year old pakistani vertically intergrated company and principally engaged in the generation, transmission and distribution of electric energy to around 20 million plus inhabitants of Karachi with a turn around sales of c. $1.8bln a) Short term Financing and Banking Relationship Management - Managing debt portfolio via effective relationship management with 20+ banks.b) Leading review and constant negotiation of financing terms with lenders to maximize benefit of ever-changing market dynamicsc) Monitoring compliance of covenants and other requirements to ensure availability of short-term facilities at all times.d) Managing foreign exchange risk, including developing strategies to hedge against currency fluctuations and ensuring compliance with foreign exchange regulations.e) Debt Capital Market - Raised more than PKR 100.0 Billion (c. $350 million) through series of issuance of unsecured Islamic Commercial Papers and Sukuks for working capital.f) Acting as strategic business partner between KE and short-term lenders/long term lenders by maintaining strong and positive working relationshipg) Exploring innovation of financing products to optimize debt potential.h) Coordinating with the Registrar, Trustee, CDC, PSX, SECP and auditors regarding reporting and completion of related documentation.i) Supervising preparation of analysis and analytical support on the existing borrowing portfolio, Finance Cost Analysis, Weighted Average Cost of Borrowing, & Average Utilization of short-term facilities.j) Supervising functions which resolve operational banking issues, process salary of 10,000+employees, and manage payments via online and manual processes. Show less

a) Responsible for creating and maintaining solid, long-term business relationships with customers and Handle customer inquiries, process orders and resolve customer issues promptly using root-cause analysis on behalf of K-Electric Limited.b) Monitor Implementation of state-of-the-art SAP-ISU system across the IBC serving over 100,000 consumers c) Analyzing information and evaluating results to choose the best solution and solve problems.d) Identifying customer needs… Show more a) Responsible for creating and maintaining solid, long-term business relationships with customers and Handle customer inquiries, process orders and resolve customer issues promptly using root-cause analysis on behalf of K-Electric Limited.b) Monitor Implementation of state-of-the-art SAP-ISU system across the IBC serving over 100,000 consumers c) Analyzing information and evaluating results to choose the best solution and solve problems.d) Identifying customer needs, and proposing solutions. Manage the Customers Service Escalations of unsettled grievances to the higher Management.e) Complete the restructuring of Distribution functions and its Finance area aiming at optimal resources, reduced layers, mergers of roles, job rotations and training & learning opportunities for employees, while weeding out dead woods and non-performers.f) Achieved financial and business KPIs for IBC including revenue, Contribution Margin (CM) and loss reduction targets.g) Conducted consumer mapping to monitor power losses and reduce theft and loss accordingly h) Report any observed customer financial weakness to management. Show less

I worked in PakBrunei Investment Company Limited from September-2009 to May 2014. I was responsible for overall monitoring & control of activities of (1) Credit Administration, (2) Leasing Administration (Corporate & Consumer) and I have over eight years experience in the Banking Industry. Following were the Key responsibilities;1.Business Development: Business Development, negotiating rates with clients and formulating term sheets, offer letters/sanction letters2. Review of charge &… Show more I worked in PakBrunei Investment Company Limited from September-2009 to May 2014. I was responsible for overall monitoring & control of activities of (1) Credit Administration, (2) Leasing Administration (Corporate & Consumer) and I have over eight years experience in the Banking Industry. Following were the Key responsibilities;1.Business Development: Business Development, negotiating rates with clients and formulating term sheets, offer letters/sanction letters2. Review of charge & security documents relating to disbursements/rollovers of the credit facilities, prior to disbursements/rollovers in order to identify and rectification/completion of discrepancies/shortcomings.3. Understanding & ability to prepare all kinds of documents pertaining to the credit facilities.4.Ability to reschedule/restructure the facility in accordance with the provided guidelines.5.Ensuring the compliance of bank’s policies, procedure & prudential regulations in order to avoid the imposition of penalties by the regulatory authorities.6. Identify weaknesses in process & recommends changes for system improvement.7. Providing training to the sub-ordinates/credit officers to enable them to work independently. Show less