I firmly believe in disruptive innovation, which is why I founded @Tik-Ray, meaning "Doing things differently," a Fintech company through which we democratize access to microloans and investments, providing real opportunities to young people who have been historically excluded from the traditional financial system.Tik-Ray: The Indrive + Tinder version of microloans, offering a new dynamic of inclusion and financial education.I am a firm believer that the best workplace is one that allows me to constantly evolve.I am a 10th-semester student of Economics at the National University of San Marcos, passionate about entrepreneurship and disruption.